315 Julia Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 315 Julia Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,254 sqft · built 1974
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Tax Bill	$770 (2025)
Deeds & Mortgages	Jun 2022 Sale Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032B 099`

Property Details

APN / Parcel Number

Primary APN	`032B 099`
Alternative APN	`790100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,254 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft
Deck Area	474 sqft
Patio Area	474 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	790100
Street Address	315 JULIA LN
City	TOCCOA
State	GA
Zip	30577-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 271 MEADOWBROOK S/D
Legal Subdivision	MEADOWBROOK
Legal Lot Number	271
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2002
Census Tract	970302

Owner

315 Julia Ln is owned and occupied by an individual who acquired it in June 2022.

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	315 JULIA LN, TOCCOA, GA 30577-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Warranty Deed, Transfer
Apr 21, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 19, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 10, 2020	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022
Deed Sale	Jun 3, 2022
Prior Sale	Apr 20, 2021
Deed Document Number	2022848
Deed Book / Page	1299 / 196
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 3, 2022
Property Address	315 JULIA LN, TOCCOA, GA 30577-3711
Document Number	0012990196
Book / Page	1299 / 196
Instrument Date	Jun 3, 2022
Instrument	2022-000848
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 HENDERSON FALLS RD, TOCCOA, GA 30577-1839

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 21, 2021
Property Address	315 JULIA LN, TOCCOA, GA 30577-3711
Document Number	0012490151
Book / Page	001249 / 000151
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 JULIA LN TOCCOA GA 305773711, TOCCOA, GA 30577-3711

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 19, 2021
Property Address	315 JULIA LN, TOCCOA, GA 30577-3711
Document Number	0012480279
Book / Page	001248 / 000279
Instrument Date	Apr 16, 2021
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 JULIA LN TOCCOA GA 305773711, TOCCOA, GA 30577-3711

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STEPHENS GA
Property Address	315 JULIA LN, TOCCOA, GA 30577-3711
Document Number	0012000172
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 JULIA LN TOCCOA GA 305773711, TOCCOA, GA 30577-3711

Mortgage

Document Number	0012000172
Date	Jan 27, 2020
Book Page	001200/000172

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 315 Julia Ln was $770 with exemptions applied.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$770.00 Homeowner's exemption Disabled Person's exemption	$53,497 Land $2,452 Building $51,045	$133,744 Land $6,131 Building $127,613
2023	$1,160.00 (+5.84%)	$32,809 (+5.82%) Land $2,452 Building $30,357	$82,023 (+5.82%) Land $6,131 Building $75,892
2022	$1,096.00	$31,004 Land $2,452 Building $28,552	$77,511 Land $6,131 Building $71,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Julia Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Julia Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber · Cable in parts of the area	5,000 / 5,000

May also be available: Point Broadband, T-Mobile, Windstream.

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