292 Julia Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 292 Julia Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 1975
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Apr 2020)
Tax Bill	$1,506 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`032B 070`

Property Details

APN / Parcel Number

Primary APN	`032B 070`
Alternative APN	`788800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,263 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	216 sqft
Utility Building	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	788800
Old Parcel Number	032B 070
Street Address	292 JULIA LN
City	TOCCOA
State	GA
Zip	30577-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 268 MEADOWBROOK S/D
Legal Subdivision	MEADOWBROOK
Legal Lot Number	268
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2019
Census Tract	970302

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	292 JULIA LN, TOCCOA, GA 30577-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Grant Deed, Transfer · Conventional Mortgage ROBINS FIN'L CU
Sep 9, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	0001207399
Deed Book / Page	1207 / 399
Last Transfer Date	Apr 21, 2020
Transfer Doc	0012070399
Record Updated	Jun 8, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 21, 2020
Property Address	292 JULIA LN, TOCCOA, GA 30577-3710
Document Number	0012070399
Book / Page	001207 / 000399
Instrument Date	Apr 20, 2020
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 JULIA LN TOCCOA GA 305773710, TOCCOA, GA 30577-3710

Mortgage

Document Number	12070401
Date	Apr 21, 2020
Book Page	001207/000401

Lender

Name	ROBINS FIN'L CU
Address	WARNER ROBINS, GA 31093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 9, 2019
Property Address	292 JULIA LN, TOCCOA, GA 30577-3710
Document Number	0011880231
Book / Page	001188 / 000231
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	292 JULIA LN TOCCOA GA 305773710, TOCCOA, GA 30577-3710

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,506.00 (+87.55%) Homeowner's exemption Senior Citizen's exemption	$87,707 (+68.37%) Land $2,268 Building $85,439	$219,269 (+68.37%) Land $5,671 Building $213,598
2023	$803.00 (-53.45%) Homeowner's exemption	$52,092 (+6.79%) Land $2,268 Building $49,824	$130,232 (+6.79%) Land $5,671 Building $124,561
2022	$1,725.00 Homeowner's exemption	$48,779 Land $2,268 Building $46,511	$121,949 Land $5,671 Building $116,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber · Cable in parts of the area	5,000 / 5,000

May also be available: Point Broadband, T-Mobile, Windstream.

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