231 Julia Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 231 Julia Ln, Toccoa, GA 30577 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,309 sqft · built 1974
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$74,700 (Mar 1990)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`032B 079`

Property Details

APN / Parcel Number

Primary APN	`032B 079`
Alternative APN	`789950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,309 sqft Heated Area
Basement Area	651 sqft
Finished Basement	651 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	30,056 sqft (0.69 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Canopy	520 sqft
Utility Building	117 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	789950
Street Address	231 JULIA LN
City	TOCCOA
State	GA
Zip	30577-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 274 & 275 MEADOWBROOK S/D
Legal Subdivision	MEADOWBROOK
Legal Lot Number	274+
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2004
Census Tract	970302

Owner

Source: Stephens County records · APN 032B 079

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	231 JULIA LN, TOCCOA, GA 30577-3744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2020	Deed of Trust, Mortgage · Line of Credit OCONEE FED'L S&L ASSN
Jan 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 1990 · Amount on Record
Deed Sale	Mar 01, 1990 · Amount on Record
Last Transfer Date	Jun 27, 2008
Transfer Doc	0008710250
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	231 JULIA LN, TOCCOA, GA 30577-3744
Document Number	0012130068
Instrument Date	Jun 09, 2020
Transaction Type	Mortgage
Record Updated	Jul 02, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 JULIA LN TOCCOA GA 305773744, TOCCOA, GA 30577-3744

Mortgage

Document Number	0012130068
Date	Jun 15, 2020
Book Page	001213/000068

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCOA, GA 30577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 14, 2030

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 10, 2020
Property Address	231 JULIA LN, TOCCOA, GA 30577-3744
Document Number	0011990174
Book / Page	001199 / 000174
Instrument Date	Jan 08, 2020
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 JULIA LN TOCCOA GA 305773744, TOCCOA, GA 30577-3744

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,152.00 (+37.42%) Homeowner's exemption	$75,391 (+64.01%) Land $3,247 Building $72,144	$188,478 (+64.01%) Land $8,118 Building $180,360
2023	$1,566.00 (+2.02%) Homeowner's exemption	$45,968 (+5.89%) Land $3,247 Building $42,721	$114,920 (+5.88%) Land $8,118 Building $106,802
2022	$1,535.00 Homeowner's exemption	$43,413 Land $3,247 Building $40,166	$108,533 Land $8,118 Building $100,415

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Fiber	5,000 / 5,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Point Broadband Fiber Holding, TruVista Communications, Uniti Group, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Julia Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures