Calvert County property record for 315 Gray Dr, Lusby, MD 20657
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Nov 2017) |
| Tax Bill | $221 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-062921 |
| Primary APN | 01-062921 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,367 sqft (0.238 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 062921 |
|---|---|
| Street Address | 315 GRAY DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-4106 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R |
| Legal Description | LT 7 BLK E SEC 3 DRUM POINT |
| Legal Subdivision | DRUM POINT |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 861003 |
315 Gray Dr, residential vacant land, is owned by two individuals who bought it in November 2017.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13011 IROQUOIS WAY, LUSBY, MD 20657-4110 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2017 · Amount on File |
| Deed Sale | Nov 2, 2017 · Amount on File |
| Prior Sale | Mar 1, 2005 |
| Deed Book / Page | 5090 / 386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 315 GRAY DR, LUSBY, MD 20657-4106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0064680434 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 6468/434 |
| Name | FIRST AMERICAN TITLE INSURANCE |
|---|---|
| Type | Insurance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 315 Gray Dr was $221.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,300 Land $4,300 | $4,300 Land $4,300 | |
| 2025 | $221.00 | ||
| 2023 | $44.00 | $4,300 Land $4,300 | $4,300 Land $4,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 315 Gray Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Gray Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 75% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: IQ Fiber, Verizon.
5G (outdoors only) and 4G LTE
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