312 Gray Dr, Lusby, MD 20657 Property Records

Calvert County property record for 312 Gray Dr, Lusby, MD 20657 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,232 sqft Total Area
Lot Size11,195 sqft (0.257 acres)
GarageAttached, 576 sqft
OccupancyOwner Occupied
Last Sale$275,000 (2025)
Tax Bill$2,874.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-065181
Alternative APNs
  • 1065181
  • 065181

Interior

Full Baths2 Baths
Building Area1,232 sqft Total Area
Basement Area972 sqft Basement
Finished Basement972 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleSplit Foyer Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area11,195 sqft (0.257 acres)
Garage TypeAttached Garage
Garage Area576 sqft Garage
Deck Area218 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number065181
Street Address312 GRAY DR
CityLUSBY
StateMD
Zip20657-4105
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 2 BLK G SEC 3 DRUM POINT
Legal SubdivisionSECTION THREE DRUM POINT
Legal BlockG
Legal Lot Number2
JurisdictionCALVERT MD
Minor Civil Division1, SOLOMONS ISLAND
Census Blockgroup2
Census Block2018
Census Tract861003

Owner

Source: Calvert County records · APN 01-065181

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address312 GRAY DR, LUSBY, MD 20657-4105
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 07, 2020Deed, Transfer · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2025 · Amount on Record
Deed SaleJun 26, 2025 · Amount on Record
Prior SaleOct 07, 2020 · Amount on Record
Prior Transfer DateJan 06, 2024
Prior Transfer Doc0065240510
Record RefreshedJun 08, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateJan 17, 2024
Property Address312 GRAY DR, LUSBY, MD 20657-4105
Document Number0065240510
Book / Page6524 / 510
Map ReferenceMB AAH 1 FO 92
Instrument DateJan 06, 2024
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address312 GRAY DR, LUSBY, MD 20657-4105

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address312 GRAY DR, LUSBY, MD 20657-4105

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateOct 07, 2020
Property Address312 GRAY DR, LUSBY, MD 20657-4105
Document Number0057220391
Book / Page5722 / 391
Map ReferenceLB AAH 1 FO 92
Instrument DateSep 30, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyBAY COUNTY SETTLEMENTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address312 GRAY DR, LUSBY, MD 20657-4105

Mortgage

Document Number5722399
DateOct 07, 2020
Instrument5722/399
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,874.00 (+43.84%)$229,567 (+19.38%)$248,200 (+29.07%) Land $67,200 Building $181,000
2023$1,998.00$192,300 Land $67,200 Building $125,100$192,300 Land $67,200 Building $125,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 87% of Maryland
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gray Dr

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