308 Gray Dr, Lusby, MD 20657 Property Records

Calvert County property record for 308 Gray Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1 ba · 944 sqft · built 1970
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2023)
Tax Bill	$1,482 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`01-072684`

Property Details

APN / Parcel Number

Primary APN	`01-072684`
Alternative APNs	`1072684` `072684`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	944 sqft Total Area
1st Floor Area	944 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	072684
Old Parcel Number	1072684
Street Address	308 GRAY DR
City	LUSBY
State	MD
Zip	20657-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 4 BLK G SEC 3 DRUM POINT
Legal Subdivision	DRUM POINT
Legal Block	G
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2018
Census Tract	861003

Owner

Source: Calvert County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3904 UNDERWOOD ST, CHEVY CHASE, MD 20815-5030
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Apr 12, 2023	Deed, Transfer · Construction Mortgage BAY PRIVATE CAPITAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Apr 12, 2023 · Amount on Record
Deed Document Number	0006471320
Deed Book / Page	6471 / 320
Record Updated	Jun 7, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 17, 2023
Property Address	308 GRAY DR, LUSBY, MD 20657-4105
Document Number	0064710320
Book / Page	6471 / 320
Map Reference	MB AAH 1 FO 92
Instrument Date	Aug 14, 2023
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	LAWYERS EDGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3904 UNDERWOOD ST, CHEVY CHASE, MD 20815-5030

Mortgage

Document Number	0064710326
Date	Aug 17, 2023
Book Page	6471/326

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 12, 2023
Property Address	308 GRAY DR, LUSBY, MD 20657-4105
Document Number	0064200279
Book / Page	6420 / 279
Map Reference	MB AAH 1 FO 92
Instrument Date	Mar 30, 2023
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	LAWYERS EDGE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5730 SANDY POINT RD, PRINCE FREDERICK, MD 20678-5757

Mortgage

Document Number	0064200284
Date	Apr 12, 2023
Book Page	6420/284

Lender

Name	BAY PRIVATE CAPITAL LLC
Type	Non-Lending Institution
Address	UPPER MARLBORO, MD 20772

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,482.00	$142,700 Land $67,200 Building $75,500	$142,700 Land $67,200 Building $75,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber Intermediate Holdings, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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