315 Franklin Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 315 Franklin Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,076 sqft · built 1989
Lot Size	0.015 acres (638 sqft)
Owner	Company Name on File
Last Sale	$467,000 (Sep 2021)
Tax Bill	$8,181 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2017 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CL315`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CL315`
Alternative APN	`1300085000100002 CL315`

Interior

Building Area	1,076 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Lot Area	638 sqft (0.015 acres)

Location & Zoning

Street Address	315 FRANKLIN CT
City	EDGEWATER
State	NJ
Zip	07020-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG C1247
Legal Subdivision	INDEPENDENCE HARBOR I BLDG 12
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

315 Franklin Ct is owned by a company that bought it in September 2021.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage LOWER LLC
Jun 26, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Jun 26, 2017 · Amount on File
Deed Document Number	2021143874
Deed Book / Page	4372 / 123
Prior Transfer Date	Jun 20, 2017
Prior Transfer Doc	0026492167
Record Updated	Oct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 13, 2021
Property Address	315 FRANKLIN CT, EDGEWATER, NJ 07020-1603
Document Number	0043720123
Book / Page	4372 / 123
Instrument Date	Aug 18, 2021
Instrument	2021143874
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,858.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305A HIGHLAND AVE, 305A, PALISADES PARK, NJ 07650-2431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 FRANKLIN CT, EDGEWATER, NJ 07020-1603

Mortgage

Document Number	2021143875
Date	Sep 13, 2021
Instrument	2021143875

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 26, 2017
Property Address	315 FRANKLIN CT, EDGEWATER, NJ 07020-1603
Document Number	0026492167
Book / Page	002649 / 002167
Instrument Date	May 8, 2017
Transaction Type	Foreclosure
Record Updated	Jul 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$377.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	305 HIGHLAND AVE #A PALISADES PARK NJ 076501335, A, PALISADES PARK, NJ 07650-1335

Tax Assessment & Valuation

The 2025 property tax bill for 315 Franklin Ct was $8,181, up 6.2% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,700 (+3.7%) Land $285,000 Building $230,700	$515,700 (+3.7%) Land $285,000 Building $230,700
2025	$8,181.00 (+6.21%)	$497,300 Land $275,000 Building $222,300	$497,300 Land $275,000 Building $222,300
2024	$7,703.00
2023		$472,300 Land $260,000 Building $212,300	$472,300 Land $260,000 Building $212,300
2022	$7,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Franklin Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 Franklin Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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