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312 Franklin Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 312 Franklin Ct, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details1,769 sqft · built 1989
Lot Size0.015 acres (641 sqft)
Owner2 Individual Names on Record
Last Sale$695,000 (Feb 2026)
Tax Bill$10,990 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Nov 2017 Sale
Flood ZoneZone AE (high risk)
APN13-00085-01-00002-0000-CL312

Property Details

APN / Parcel Number

Primary APN13-00085-01-00002-0000-CL312
Alternative APN
  • 1300085000100002 CL312

Interior

Building Area1,769 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Lot Area641 sqft (0.015 acres)

Location & Zoning

Street Address312 FRANKLIN CT
CityEDGEWATER
StateNJ
Zip07020-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPKG C1254
Legal SubdivisionINDEPENDENCE HARBOR I
Legal Block85.01
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group1
Census Block1003
Census Tract13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedFord Motor Company Edgewater Assembly Plant
listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address312 FRANKLIN CT, 312, EDGEWATER, NJ 07020-1603
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Deed, Transfer · Conventional Mortgage
JET DIRECT FUNDING CORP
Nov 16, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2026 · Amount on Record
Deed SaleFeb 26, 2026 · Amount on Record
Prior SaleNov 16, 2017 · Amount on Record
Deed Document Number202612104
Deed Book / Page5731 / 1053
Record UpdatedOct 29, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateFeb 26, 2026
Property Address312 FRANKLIN CT, EDGEWATER, NJ 07020-1603
Document Number0057311053
Book / Page5731 / 1053
Instrument DateJan 23, 2026
Instrument2026012104
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,192.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 EGAN PL, ENGLEWOOD CLIFFS, NJ 07632-2012

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 FRANKLIN CT # 312, 312, EDGEWATER, NJ 07020-1603

Mortgage

Document Number2026012105
DateFeb 26, 2026
Instrument2026012105
Lender
NameJET DIRECT FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateNov 16, 2017
Property Address312 FRANKLIN CT, EDGEWATER, NJ 07020-1603
Document Number0027862022
Book / Page2786 / 2022
Instrument DateOct 31, 2017
Instrument00017-086980
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address32 FRANKLIN CT, EDGEWATER, NJ 07020

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$692,900 (+3.71%) Land $285,000 Building $407,900$692,900 (+3.71%) Land $285,000 Building $407,900
2025$10,990.00 (+6.09%)$668,100 (+5.11%) Land $275,000 Building $393,100$668,100 (+5.11%) Land $275,000 Building $393,100
2024$10,359.00 (+2.54%)
2023$635,600 Land $260,000 Building $375,600$635,600 Land $260,000 Building $375,600
2022$10,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 82 individual policies
Nearby Flood Policies1,164 units insured
incl. 1,082 condo units
Nearby Flood Claims9 (2010–2024)
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Starry.

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