313 Franklin Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 313 Franklin Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,076 sqft · built 1989
Lot Size	0.015 acres (640 sqft)
Owner	Company Name on Record
Last Sale	$530,000 (Mar 2022)
Tax Bill	$8,416 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CL313`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CL313`
Alternative APN	`1300085000100002 CL313`

Interior

Building Area	1,076 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Lot Area	640 sqft (0.015 acres)

Location & Zoning

Street Address	313 FRANKLIN CT
City	EDGEWATER
State	NJ
Zip	07020-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG C1255
Legal Subdivision	INDEPENDENCE HARBOR
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Mar 17, 2022	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
May 12, 2020	Quit Claim Deed, Transfer INVESTORS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Aug 12, 2004 · Amount on Record
Deed Document Number	202232746
Deed Book / Page	4623 / 469
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	313 FRANKLIN CT, EDGEWATER, NJ 07020-1603
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057401045
Date	Mar 9, 2026
Book Page	5740/1045
Instrument	2026015138

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2041

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 17, 2022
Property Address	313 FRANKLIN CT, EDGEWATER, NJ 07020-1603
Document Number	0046230469
Book / Page	4623 / 469
Map Reference	MB 4290 PG 1059
Instrument Date	Feb 28, 2022
Instrument	2022032746
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,463.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	263 HERBERT AVE, 263, CLOSTER, NJ 07624-1335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 FRANKLIN CT, EDGEWATER, NJ 07020-1603

Mortgage

Document Number	2022032747
Date	Mar 17, 2022
Instrument	2022032747

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2037
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	May 12, 2020
Property Address	313 FRANKLIN CT, EDGEWATER, NJ 07020-1603
Document Number	0035961992
Book / Page	003596 / 001992
Instrument Date	Mar 6, 2020
Instrument	20048242
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	COMMONWEALTH TITLE MONMOUTH AGENCY, COMMONWEALTH TITLE MONMOUTH AG

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 FRANKLIN CT EDGEWATER NJ 070201603, EDGEWATER, NJ 07020-1603

Mortgage

Document Number	35970001
Date	May 12, 2020
Book Page	003597/000001
Instrument	20048243

Lender

Name	INVESTORS BK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,100 (+3.81%) Land $285,000 Building $246,100	$531,100 (+3.81%) Land $285,000 Building $246,100
2025	$8,416.00 (+6.29%)	$511,600 (+5.46%) Land $275,000 Building $236,600	$511,600 (+5.46%) Land $275,000 Building $236,600
2024	$7,918.00 (+2.49%)
2023		$485,100 Land $260,000 Building $225,100	$485,100 Land $260,000 Building $225,100
2022	$7,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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