311 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 311 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,131 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Oct 2022)
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94242-18-006`

Property Details

APN / Parcel Number

Primary APN	`94242-18-006`
Alternative APN	`R1504177`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
Basement Area	1,131 sqft
Finished Basement	1,131 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Porch	Porch
Porch Area	790 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1504177
Old Parcel Number	9424218006
Street Address	311 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-1377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 9, MARY'S FARM SUB, BER (AKA LOT 6, BLK 9, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69
Legal Township	04
Legal Section	24
Legal Quarter	NW
Legal Subdivision	MARY S FARM
Legal Block	9
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2037
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	311 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2022 · Amount on Record
Deed Sale	Oct 10, 2022 · Amount on Record
Prior Sale	Jun 24, 2004
Deed Document Number	20220060949
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 10, 2022
Property Address	311 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Document Number	0000060949
Map Reference	DOC 97042221
Instrument Date	Oct 4, 2022
Instrument	20220060949
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	311 E MICHIGAN AVE, BERTHOUD, CO 80513-1377

Mortgage

Document Number	0000060950
Date	Oct 10, 2022
Instrument	20220060950

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	311 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Document Number	0000022080
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 E MICHIGAN AVE BERTHOUD CO 805131377, BERTHOUD, CO 80513-1377

Mortgage

Document Number	0000022080
Date	Mar 31, 2020
Instrument	22080

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 30, 2040

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	311 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Document Number	0000077566
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 E MICHIGAN AVE BERTHOUD CO 805131377, BERTHOUD, CO 80513-1377

Mortgage

Document Number	0000077566
Date	Dec 19, 2018
Instrument	77566

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 18, 2038

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	311 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Document Number	0000038096
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 E MICHIGAN AVE BERTHOUD CO 805131377, BERTHOUD, CO 80513-1377

Mortgage

Document Number	0000038096
Date	Jun 12, 2017
Instrument	38096

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2037

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,138.00 (+11.47%)	$31,019 (-8.88%) Land $2,731 Building $28,288	$496,300 (-2.32%) Land $43,700 Building $452,600
2023	$2,815.00 (+16.23%)	$34,043 (+34.75%) Land $2,928 Building $31,115	$508,100 (+39.78%) Land $43,700 Building $464,400
2022	$2,422.00	$25,263 Land $3,037 Building $22,226	$363,500 Land $43,700 Building $319,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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