315 E Main St, Niles, MI 49120 Property Records

Berrien County property record for 315 E Main St, Niles, MI 49120 · Last verified July 2026

Property Summary

Property Type	Dental Building
Details	5,560 sqft · built 1910
Lot Size	0.167 acres (7,275 sqft)
Owner	Company Name on File
Last Sale	$340,000 (Jan 2023)
Tax Bill	$8,967 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jun 2025 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`72-3920-0011-01-9`

Property Details

APN / Parcel Number

Primary APN	`72-3920-0011-01-9`
Alternative APN	`11-72-3920-0011-01-9`

Interior

Units	2 Units
Stories	2 Stories
Building Area	5,560 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	132 ft deep x 55 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 E MAIN ST
City	NILES
State	MI
Zip	49120-2365
Property Category	Commercial
Property Type	Commercial > Office > Dental Building
Legal Description	THE W 50'OF LOT 11 WILLIAM JUSTICE PLAT CITY OF NILES ALSO COM AT SW COR SD LOT 11 TH N 132'TH W 5'TH S 132'TH E 5'TO POB
Legal Subdivision	WILLIAM JUSTICE ADDITION
Legal Lot Number	11
Legal Unit	11,11
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3041
Census Tract	20500

Owner

Source: Berrien County records · APN 72-3920-0011-01-9

Assessment roll updated June 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	315 E MAIN ST, NILES, MI 49120-2365
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2023	Deed of Trust, Mortgage · SBA Mortgage 1ST SOURCE BANK
Jun 18, 2025	Deed of Trust, Mortgage · Construction Mortgage EVERWISE CU
Jun 18, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan EVERWISE CU
Jul 30, 2025	Correction Deed
Aug 11, 2025	Lease, Transfer
Jul 21, 2020	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2023 · Amount on Record
Deed Sale	Jan 04, 2023 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	2023370511
Deed Book / Page	3396 / 880
Prior Transfer Date	Sep 30, 2014
Prior Transfer Doc	03083/2088
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	315 E MAIN ST, NILES, MI 49120-2365
Transaction Type	Mortgage
Record Updated	Jun 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003396/883
Date	Jan 04, 2023
Book Page	3396/883
Instrument	2023370512

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	MISHAWAKA, IN 46545

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	315 E MAIN ST, NILES, MI 49120-2365
Transaction Type	Mortgage
Record Updated	Jun 05, 2026
Title Company	MTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03453/1393
Date	Jun 18, 2025
Book Page	3453/1393
Instrument	2025435126

Lender

Name	EVERWISE CU
Type	Credit Union
Address	SOUTH BEND, IN 46624

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 18, 2045

Interest

Rate Type	Adjustable Rate

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	315 E MAIN ST, NILES, MI 49120-2365
Transaction Type	Mortgage
Record Updated	Jun 05, 2026
Title Company	MTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03453/1419
Date	Jun 18, 2025
Book Page	3453/1419
Instrument	2025435128

Lender

Name	EVERWISE CU
Type	Credit Union
Address	SOUTH BEND, IN 46624

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	6 Months
Due	Dec 18, 2025

Interest

Rate Type	Adjustable Rate

July 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 30, 2025
Property Address	315 E MAIN ST, NILES, MI 49120-2365
Document Number	003456/852
Book / Page	3456 / 852
Map Reference	MB C PG 629
Instrument Date	Jul 30, 2025
Instrument	2025438204
Record Updated	Aug 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

August 2025: Lease, Transfer

Document Type	Lease
Jurisdiction	BERRIEN MI
Recording Date	Aug 11, 2025
Property Address	315 E MAIN ST, NILES, MI 49120-2365
Document Number	003457/684
Book / Page	3457 / 684
Map Reference	MB C PG 629
Instrument Date	Jan 15, 2023
Instrument	2025439094
Transaction Type	Transfer
Record Updated	Jun 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E MAIN ST, NILES, MI 49120-2365

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 21, 2020
Property Address	315 E MAIN ST, NILES, MI 49120-2365
Document Number	03283/1406
Book / Page	3283 / 1406
Map Reference	MB C PG 629
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 E MAIN ST, NILES, MI 49120-2617

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,100 (+7.94%)	$348,200 (+7.94%)
2025	$8,967.00 (+2.41%)	$161,300 (+14.48%)	$322,600 (+14.48%)
2024	$8,756.00 (+44.3%)
2023		$140,900	$281,800
2022	$6,068.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Niles Downtown Historic District listed 2007 · 74 contributing resources · NRIS 07000568

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: AT&T, Midwest Energy Cooperative, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures