315 E Commerce St, New Braunfels, TX 78130 Property Records

Comal County property record for 315 E Commerce St, New Braunfels, TX 78130

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,678 sqft · built 1950
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Tax Bill$685 (2025)
Deeds & MortgagesJul 2019 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5-0000-0440-00

Property Details

APN / Parcel Number

Primary APN5-0000-0440-00
Alternative APN
  • 2811

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,176 sqft Living Area
Gross Area2,246 sqft
1st Floor Area1,408 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAsbestos
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
PorchCovered Porch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address315 E COMMERCE ST
CityNEW BRAUNFELS
StateTX
Zip78130-4225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF BRAUNFELS, NEW CITY BLOCK 5072, BLOCK IX, LOT 7 & 8, LIFE ESTATE LIFE ESTATE
Legal SubdivisionTOWN OF BRAUNFELS, NEW CITY BLOCK 5072
Legal BlockIX
Legal Lot Number7,8
JurisdictionCOMAL TX
Township / Civil DivisionNEW BRAUNFELS
Census Block Group2
Census Block2017
Census Tract310200

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address315 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
RANDOLPH BROOKS FCU
Jul 26, 2019Deed of Trust, Mortgage
RANDOLPH BROOKS FCU
Jun 26, 2019Warranty Deed, Transfer
PRESERVE TITLE COMPANY LLC, PRESERVE TITLE CO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2019
Deed SaleJun 26, 2019
Deed Document Number201921941
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address315 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4225
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPRESERVE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006026428
DateJul 31, 2019
Instrument201906026428
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
AddressUNIVERSAL CITY, TX 78148
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2029

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address315 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4225
Document Number0006039258
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedNov 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 E COMMERCE ST NEW BRAUNFELS TX 781304225, NEW BRAUNFELS, TX 78130-4225

Mortgage

Document Number0006039258
DateOct 31, 2019
Instrument6039258
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
AddressUNIVERSAL CITY, TX 78148-2097
Agreement
AmountAmount Recorded
Term120 Months
DueOct 30, 2029

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMAL TX
Recording DateJun 26, 2019
Property Address315 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4225
Document Number0006021941
Instrument DateJun 25, 2019
Instrument6021941
Transaction TypeTransfer
Record UpdatedJul 3, 2019
Title CompanyPRESERVE TITLE COMPANY LLC, PRESERVE TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address315 E COMMERCE ST NEW BRAUNFELS TX 781304225, NEW BRAUNFELS, TX 78130-4225

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyComal County
MunicipalityNew Braunfels City
Unified School DistrictNew Braunfels Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$444,520 (-7.29%) Land $216,440 Building $228,080$444,520 (-10.31%) Land $216,440 Building $228,080
2025$685.00 Homeowner's exemption Senior Citizen's exemption$479,491 (+6.53%) Land $216,440 Building $279,190$495,630 (+10.12%) Land $216,440 Building $279,190
2024$685.00 (-61.41%)
2023$450,090 Land $216,440 Building $233,650$450,090 Land $216,440 Building $233,650
2018$1,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims55 (1998–2018)
Claims Outside the SFHA2 of 55
Most Recent ClaimSep 2018 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 2002 · 18 claims
  • Flooding 10/18/98, Oct 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW BRAUNFELS UTILITIES
serves 116,477 people · EPA ID TX0460001
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, VTX Communications.

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