295 E Commerce St, New Braunfels, TX 78130 Property Records

Comal County property record for 295 E Commerce St, New Braunfels, TX 78130

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,176 sqft · built 1903
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$319,200 (Mar 2026)
Tax Bill$4,993 (2024)
Deeds & MortgagesJul 2026 Transfer
Mar 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN5-0000-0434-00

Property Details

APN / Parcel Number

Primary APN5-0000-0434-00
Alternative APN
  • 2805

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,336 sqft
1st Floor Area1,128 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1912
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area160 sqft

Location & Zoning

Street Address295 E COMMERCE ST
CityNEW BRAUNFELS
StateTX
Zip78130-4417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF BRAUNFELS, NEW CITY BLOCK 5071, BLOCK VIII, LOT 12
Legal SubdivisionTOWN OF BRAUNFELS, NEW CITY BLOCK 5071
Legal BlockVIII
Legal Lot Number12
JurisdictionCOMAL TX
Township / Civil DivisionNEW BRAUNFELS
Census Block Group2
Census Block2018
Census Tract310200

Owner

Source: Comal County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15323 TYLERMONT DR, CYPRESS, TX 77429-4929
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Jul 5, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2026 · Amount on Record
Deed SaleMar 16, 2026 · Amount on Record
Prior SaleJul 13, 2016
Deed Document Number20267314
Prior Transfer DateJul 9, 2016
Prior Transfer Doc0000027802
Record UpdatedSep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOMAL TX
Recording DateJul 24, 2026
Property Address295 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4417
Document Number0000022454
Instrument DateJul 23, 2026
Instrument202622454
Transaction TypeTransfer
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15323 TYLERMONT DR, CYPRESS, TX 77429-4929

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address295 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4417
Transaction TypeMortgage
Record UpdatedMar 25, 2026
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15323 TYLERMONT DR, CYPRESS, TX 77429-4929

Mortgage

Document Number0006007315
DateMar 16, 2026
Instrument202606007315
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address295 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4417
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address14255 SW 115TH TER, MIAMI, FL 33186-7040

Mortgage

Document Number0006014237
DateMay 10, 2023
Instrument202306014237
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOMAL TX
Recording DateJul 5, 2019
Property Address295 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4417
Document Number0006023176
Instrument DateJul 5, 2019
Instrument6023176
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2464 DOVE CROSSING DR NEW BRAUNFELS TX 781302995, NEW BRAUNFELS, TX 78130-2995

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyComal County
MunicipalityNew Braunfels City
Unified School DistrictNew Braunfels Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$293,650 (+8.65%) Land $149,660 Building $143,990$293,650 (+8.65%) Land $149,660 Building $143,990
2024$4,993.00 (+172.39%)
2023$270,280 Land $149,660 Building $120,620$270,280 Land $149,660 Building $120,620
2018$1,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims55 (1998–2018)
Claims Outside the SFHA2 of 55
Most Recent ClaimSep 2018 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 2002 · 18 claims
  • Flooding 10/18/98, Oct 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW BRAUNFELS UTILITIES
serves 116,477 people · EPA ID TX0460001
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, VTX Communications.

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