Comal County property record for 295 E Commerce St, New Braunfels, TX 78130
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,176 sqft · built 1903 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,200 (Mar 2026) |
| Tax Bill | $4,993 (2024) |
| Deeds & Mortgages | Jul 2026 Transfer Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-0000-0434-00 |
| Primary APN | 5-0000-0434-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,336 sqft |
| 1st Floor Area | 1,128 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 160 sqft |
| Street Address | 295 E COMMERCE ST |
|---|---|
| City | NEW BRAUNFELS |
| State | TX |
| Zip | 78130-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF BRAUNFELS, NEW CITY BLOCK 5071, BLOCK VIII, LOT 12 |
| Legal Subdivision | TOWN OF BRAUNFELS, NEW CITY BLOCK 5071 |
| Legal Block | VIII |
| Legal Lot Number | 12 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | NEW BRAUNFELS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 310200 |
Source: Comal County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15323 TYLERMONT DR, CYPRESS, TX 77429-4929 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Jul 5, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2016 |
| Deed Document Number | 20267314 |
| Prior Transfer Date | Jul 9, 2016 |
| Prior Transfer Doc | 0000027802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Jul 24, 2026 |
| Property Address | 295 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4417 |
| Document Number | 0000022454 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202622454 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15323 TYLERMONT DR, CYPRESS, TX 77429-4929 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 295 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4417 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 15323 TYLERMONT DR, CYPRESS, TX 77429-4929 |
| Document Number | 0006007315 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 202606007315 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 295 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 14255 SW 115TH TER, MIAMI, FL 33186-7040 |
| Document Number | 0006014237 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 202306014237 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Jul 5, 2019 |
| Property Address | 295 E COMMERCE ST, NEW BRAUNFELS, TX 78130-4417 |
| Document Number | 0006023176 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 6023176 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2464 DOVE CROSSING DR NEW BRAUNFELS TX 781302995, NEW BRAUNFELS, TX 78130-2995 |
Source: Comal County assessment roll, as of September 10, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Municipality | New Braunfels City |
| Unified School District | New Braunfels Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $293,650 (+8.65%) Land $149,660 Building $143,990 | $293,650 (+8.65%) Land $149,660 Building $143,990 | |
| 2024 | $4,993.00 (+172.39%) | ||
| 2023 | $270,280 Land $149,660 Building $120,620 | $270,280 Land $149,660 Building $120,620 | |
| 2018 | $1,833.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 55 (1998–2018) |
| Claims Outside the SFHA | 2 of 55 |
| Most Recent Claim | Sep 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BRAUNFELS UTILITIES serves 116,477 people · EPA ID TX0460001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, VTX Communications.
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