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315 E 5th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 315 E 5th St, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1995
Square Footage1,000 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
GarageDetached, 480 sqft
Last Sale$259,000 (2026)
Tax Bill$2,983.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-26-30-4950-0001-2615
Alternative APN
  • 263001495000012615

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,000 sqft Living Area
1st Floor830 sqft 1st Floor
Upper Floors384 sqft Upper Floors
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1995
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Parking Spaces4 Parking Spaces
Garage TypeDetached Garage
Garage Area480 sqft Garage
Porch Area558 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address315 E 5TH ST
CitySAINT CLOUD
StateFL
Zip34769-3016
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PGS 63-64 COM AT NW COR OF LOT 261, E 172.26 FT TO POB; CONT E 50 FT, S00-13-42W 149.78 FT, N89-49-53W 50 FT, N00-13-43E 149.63 FT TO POB
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionS L & I C
Legal Lot Number261
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2051
Census Tract43600

Owner

Source: Osceola County records · APN 01-26-30-4950-0001-2615

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address327 RIVERBEND DR, FRANKLIN, TN 37064-5550
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 17, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 19, 2023Deed of Trust, Mortgage · Commercial Mortgage
SOUTH STATE BANK NA
Dec 02, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Dec 20, 2021Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY, ATTORNEY
Jul 08, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2026 · Amount on Record
Deed SaleApr 17, 2026 · Amount on Record
Prior SaleDec 20, 2021 · Amount on Record
Deed Doc Number202651617
Deed Book / Page6957 / 2320
Record RefreshedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 17, 2026
Property Address315 E 5TH ST, SAINT CLOUD, FL 34769-3016
Document Number0000051617
Book / Page6957 / 2320
Instrument DateApr 17, 2026
Instrument2026.51617
Transaction TypeTransfer
Record UpdatedMay 01, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$183,113.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address327 RIVERBEND DR, FRANKLIN, TN 37064-5550

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 17, 2026
Property Address315 E 5TH ST, SAINT CLOUD, FL 34769-3016
Document Number0069572320
Book / Page6957 / 2320
Instrument DateApr 17, 2026
Instrument202651617
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$183,113.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address327 RIVERBEND DR, FRANKLIN, TN 37064-5550

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address315 E 5TH ST, SAINT CLOUD, FL 34769
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064761117
DateSep 19, 2023
Book Page6476/1117
Instrument2023123389
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressKISSIMMEE, FL 34741
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 02, 2022
Property Address315 E 5TH ST, SAINT CLOUD, FL 34769
Document Number0063240470
Book / Page6324 / 470
Map ReferenceMB B PG 33&34
Instrument DateNov 09, 2022
Instrument2022173975
Transaction TypeTransfer
Record UpdatedDec 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address4103 BOB WHITE CT, SAINT CLOUD, FL 34772-7793

Transferred To (Grantee/Buyer)

NameVerified Name
Address4103 BOB WHITE CT, SAINT CLOUD, FL 34772-7793

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 20, 2021
Property Address315 E 5TH ST, SAINT CLOUD, FL 34769
Document Number0061112839
Book / Page6111 / 2839
Instrument DateDec 17, 2021
Instrument2021196132
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$735.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address633 GRAPE AVE, 633, SAINT CLOUD, FL 34769-3047

Transferred To (Grantee/Buyer)

NameVerified Name
Address4103 BOB WHITE CT, SAINT CLOUD, FL 34772-7793

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 08, 2020
Property Address315 E 5TH ST, SAINT CLOUD, FL 34769
Document Number0057501805
Book / Page005750 / 001805
Instrument DateJun 29, 2020
Instrument87651
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address633 GRAPE AVE ST CLOUD FL 347693047, ST CLOUD, FL 34769-3047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,983.00 (+9.91%)$167,800 (+25.79%) Land $60,000 Building $107,800$167,800 (+25.79%) Land $60,000 Building $107,800
2024$2,714.00 (+9.26%)
2023$2,484.00 (+37.92%)$133,400 (+52.11%) Land $33,800 Building $99,600$133,400 (+52.11%) Land $33,800 Building $99,600
2022$1,801.00$87,700 Land $30,000 Building $57,700$87,700 Land $30,000 Building $57,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 562 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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