305 E 5th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 305 E 5th St, Saint Cloud, FL 34769 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,236 sqft Living Area
Lot Size15,246 sqft (0.35 acres)
OccupancyOwner Occupied
Last Sale$320,000 (2022)
Tax Bill$2,332.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-26-30-4950-0001-2620
Alternative APNs
  • 263001495000012620
  • 81128

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,236 sqft Living Area
Gross Area1,521 sqft Gross Area
1st Floor1,236 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,246 sqft (0.35 acres)
Depth X Width145 ft x 105 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area260 sqft Garage
Shed1 Shed
Shed Area96 sqft Shed
Porch Area275 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address305 E 5TH ST
CitySAINT CLOUD
StateFL
Zip34769-3016
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PGS 63-64 LOT 262 LESS W 210 FT OF N 145 FT AND LESS S 5 FT
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block2620
Legal Lot Number262
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2051
Census Tract43600

Owner

Source: Osceola County records · APN 01-26-30-4950-0001-2620

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address305 E 5TH ST, SAINT CLOUD, FL 34769-3016
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleDec 09, 2002 · Amount on Record
Deed Doc Number2022144464
Deed Book / Page6291 / 72
Prior Transfer DateApr 14, 2022
Prior Transfer Doc0000077142
Record RefreshedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 23, 2022
Property Address305 E 5TH ST, SAINT CLOUD, FL 34769-3016
Document Number0062910072
Book / Page6291 / 72
Map ReferenceMB B PG 61-64
Instrument DateSep 20, 2022
Instrument2022144464
Transaction TypeTransfer
Record UpdatedOct 20, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address305 E 5TH ST, 305, SAINT CLOUD, FL 34769-3016

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 E 5TH ST, SAINT CLOUD, FL 34769-3016

Mortgage

Document Number0000629173
DateSep 23, 2022
Instrument6291/73
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,332.00 (+9.23%) Homeowner's exemption Widower's exemption$162,756 (+5.99%)$284,900 (+13.91%) Land $72,000 Building $212,900
2023$2,135.00 (+270.66%) Homeowner's exemption Widower's exemption$153,564 (+74.4%)$250,100 (+18.08%) Land $54,000 Building $196,100
2022$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$88,054$211,800 Land $48,000 Building $163,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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