Osceola County property record for 307 E 5th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,846 sqft Heated Area |
| Lot Size | 44,518 sqft (1.02 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2020) |
| Tax Bill | $3,886.00 (2025) |
| Primary APN | 81127 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,846 sqft Heated Area |
| Gross Area | 2,413 sqft Gross Area |
| 1st Floor | 1,846 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 44,518 sqft (1.02 acres) |
| Depth X Width | 297 ft x 150 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Pool Area | 525 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 645 sqft Deck |
| Porch | Open Porch |
| Porch Area | 147 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 81127 |
|---|---|
| Street Address | 307 E 5TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3016 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PGS 63-64 COM AT NW COR OF LOT 261, E 100 FT, S00-07-55E 149.42 FT, N89-49-53W 100 FT, N00-07-48W 149.13 FT TO |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD EAST OF EASTERN |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 261 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2051 |
| Census Tract | 43600 |
Source: Osceola County records · APN 81127
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 E 5TH ST, SAINT CLOUD, FL 34769-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 26, 2020 | Warranty Deed, Transfer CALIBER HM LOANS |
| Jan 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2020 · Amount on Record |
| Deed Sale | May 26, 2020 · Amount on Record |
| Prior Sale | Jan 29, 2019 · Amount on Record |
| Deed Doc Number | 2020067787 |
| Deed Book / Page | 5726 / 2727 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 26, 2020 |
| Property Address | 307 E 5TH ST, SAINT CLOUD, FL 34769-3016 |
| Document Number | 0057262727 |
| Book / Page | 005726 / 002727 |
| Instrument Date | May 22, 2020 |
| Instrument | 67787 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 307 E 5TH ST ST CLOUD FL 347693016, ST CLOUD, FL 34769-3016 |
| Document Number | 57262729 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 005726/002729 |
| Instrument | 67788 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 29, 2019 |
| Property Address | 307 E 5TH ST, SAINT CLOUD, FL 34769-3016 |
| Document Number | 0054691368 |
| Book / Page | 5469 / 1368 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 2019011814 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 326 WARREN RD, 326, GLENVIEW, IL 60025-4569 |
| Name | Verified Name |
|---|---|
| Address | 633 GRAPE AVE, SAINT CLOUD, FL 34769-3047 |
| Document Number | 2019011819 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 2019011819 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,886.00 (+7.41%) Homeowner's exemption | $269,971 (+5.99%) | $378,200 (+10.13%) Land $72,000 Building $306,200 |
| 2023 | $3,618.00 (+4.24%) Homeowner's exemption | $254,722 (+3%) | $343,400 (+11.75%) Land $54,000 Building $289,400 |
| 2022 | $3,471.00 Homeowner's exemption | $247,303 | $307,300 Land $48,000 Building $259,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 629 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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