315 Draper Hill Rd, Worcester, NY 12197 Property Records

Otsego County and Westford Town property record for 315 Draper Hill Rd, Worcester, NY 12197

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,408 sqft · built 2003
Lot Size	7.71 acres (335,848 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,410 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`366400 167.00-1-7.02`

Property Details

APN / Parcel Number

Primary APN	`366400 167.00-1-7.02`
Alternative APNs	`640016700000010070020000` `014755`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Game Room	Game Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	335,848 sqft (7.71 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	014755
Street Address	315 DRAPER HILL RD
City	WORCESTER
State	NY
Zip	12197-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	7.002
Jurisdiction	OTSEGO NY
Township / Civil Division	WESTFORD
Census Block Group	2
Census Block	2051
Census Tract	590600

Owner

Source: Otsego County and Westford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 DRAPER HILL RD, WORCESTER, NY 12197-5507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage COMMUNITY BK NA
Apr 10, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 27, 2019
Transfer Doc	0000004566
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Oct 8, 2019
Property Address	315 DRAPER HILL RD, WORCESTER, NY 12197-5507
Document Number	0000004566
Instrument Date	Sep 27, 2019
Instrument	4566
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	SCHOWRIGHT ABSTRACT CORPORATION, SCHOWRIGHT ABS CORP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 DRAPER HILL RD WORCESTER NY 121975507, WORCESTER, NY 12197-5507

Mortgage

Document Number	4567
Date	Oct 8, 2019
Instrument	4567

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Apr 10, 2018
Property Address	315 DRAPER HILL RD, WORCESTER, NY 12197-5507
Document Number	0000001563
Instrument Date	Mar 9, 2018
Instrument	1563
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 DRAPER HILL RD WORCESTER NY 121975507, WORCESTER, NY 12197-5507

Tax Assessment & Valuation

Source: Otsego County and Westford Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Westford Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,410.00 (+13.13%) Homeowner's exemption Veteran's exemption
2025	$3,898.00	$141,000 (-) Land $24,700 Building $116,300	$198,592 (+9.86%) Land $34,789 Building $163,803
2023		$141,000 Land $24,700 Building $116,300	$180,769 Land $31,667 Building $149,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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