122 Draper Hill Rd, Worcester, NY 12197 Property Records

Otsego County and Westford Town property record for 122 Draper Hill Rd, Worcester, NY 12197

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1996
Lot Size	10.5 acres (458,251 sqft)
Owner	Individual Name on Record
Tax Bill	$3,184 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`366400 166.00-1-14.08`

Property Details

APN / Parcel Number

Primary APN	`366400 166.00-1-14.08`
Alternative APNs	`640016600000010140080000` `202089`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	458,251 sqft (10.5 acres)
Lot Width	614 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Milk House	435 sqft
Pole Barn	4,000 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	202089
Street Address	122 DRAPER HILL RD
City	WORCESTER
State	NY
Zip	12197-5500
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	994 0 0
Legal Block	1
Legal Lot Number	14.008
Jurisdiction	OTSEGO NY
Township / Civil Division	WESTFORD
Census Block Group	2
Census Block	2042
Census Tract	590600

Owner

Source: Otsego County and Westford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 SKELLIE RD, WORCESTER, NY 12197-5603
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage LEATHERSTOCKING REGION FCU
Jun 15, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Recording Date	Jul 14, 2026
Property Address	122 DRAPER HILL RD, WORCESTER, NY 12197-5500
Document Number	0000003161
Instrument Date	Jul 3, 2026
Instrument	20263161
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 DRAPER HILL RD, WORCESTER, NY 12197-5500

Mortgage

Document Number	0000003161,
Date	Jul 14, 2026
Instrument	20263161

Lender

Name	LEATHERSTOCKING REGION FCU

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Jun 15, 2023
Property Address	112 DRAPER HILL RD, WORCESTER, NY 12197
Document Number	0000000379
Instrument Date	Jun 10, 2023
Instrument	2023-2379
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SKELLIE RD, WORCESTER, NY 12197-5603

Tax Assessment & Valuation

Source: Otsego County and Westford Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Westford Town
Unified School District	Schenevus Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,184.00 (-42.98%)
2025	$5,584.00	$101,600 (-) Land $15,800 Building $85,800	$143,099 (+9.86%) Land $22,254 Building $120,845
2023		$101,600 (-) Land $15,800 Building $85,800	$130,256 (+11.54%) Land $20,256 Building $110,000
2022		$101,600 Land $15,800 Building $85,800	$116,782 Land $18,161 Building $98,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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