Otsego County and Westford Town property record for 188 Draper Hill Rd, Worcester, NY 12197
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,371 sqft · built 1988 |
| Lot Size | 8.65 acres (376,794 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Oct 2022) |
| Tax Bill | $4,111 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 366400 166.00-1-30.31 |
| Primary APN | 366400 166.00-1-30.31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,371 sqft Living Area |
| 1st Floor Area | 914 sqft |
| Upper Floors Area | 457 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 376,794 sqft (8.65 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 308 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 233089 |
|---|---|
| Street Address | 188 DRAPER HILL RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197-5500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 30.031 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WESTFORD |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 590600 |
Source: Otsego County and Westford Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 188 DRAPER HILL RD, WORCESTER, NY 12197-5500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit LEATHERSTOCKING REGION FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on Record |
| Deed Sale | Oct 17, 2022 · Amount on Record |
| Prior Sale | Oct 5, 2010 · Amount on Record |
| Deed Document Number | 20225715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 17, 2022 |
| Property Address | 188 DRAPER HILL RD, WORCESTER, NY 12197-5500 |
| Document Number | 0000000715 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022-5715 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25914 RUMBLEY RD, WESTOVER, MD 21871-4304 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000716 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022-5716 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 188 DRAPER HILL RD, WORCESTER, NY 12197-5500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000257 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022-3257 |
| Name | LEATHERSTOCKING REGION FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Otsego County and Westford Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Westford Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,111.00 (+0.59%) | ||
| 2025 | $4,087.00 | $130,800 (-) Land $15,100 Building $115,700 | $184,225 (+9.86%) Land $21,268 Building $162,957 |
| 2023 | $130,800 Land $15,100 Building $115,700 | $167,692 Land $19,359 Building $148,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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