308 Concord St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 308 Concord St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,856 sqft · built 1983
Lot Size	5.18 acres (225,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Apr 2022)
Tax Bill	$12,558 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0249 B:0034 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0249 B:0034 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	4,724 sqft
1st Floor Area	1,344 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	225,641 sqft (5.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	308 CONCORD ST
City	GLOUCESTER
State	MA
Zip	01930-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Subdivision	GLOUCESTER
Legal Block	34
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2000
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 CONCORD ST, GLOUCESTER, MA 01930-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.
Feb 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Book / Page	40902 / 158
Prior Transfer Date	Apr 12, 2022
Prior Transfer Doc	040902-158
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 29, 2022
Property Address	308 CONCORD ST, GLOUCESTER, MA 01930-1549
Document Number	040902-158
Book / Page	40902 / 158
Instrument Date	Apr 12, 2022
Instrument	20220429006140
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 CONCORD ST, GLOUCESTER, MA 01930-1549

Mortgage

Document Number	20220502000260
Date	Apr 29, 2022
Instrument	20220502000260

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 1, 2052

Mortgage

Document Number	040903-442
Date	May 2, 2022
Book Page	40903/442
Instrument	20220502000260

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Feb 26, 2020
Property Address	308 CONCORD ST, GLOUCESTER, MA 01930-1549
Document Number	38289-168
Book / Page	038289 / 000168
Instrument Date	Feb 19, 2020
Instrument	26002460
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	308 CONCORD ST GLOUCESTER MA 019301549, GLOUCESTER, MA 01930-1549

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,558.00 (+3.65%)	$1,348,900 (+8.22%) Land $350,600 Building $998,300	$1,240,906 (-15.71%)
2025	$12,116.00 (+1.15%)	$1,246,500 (+1.26%) Land $324,800 Building $921,700
2024	$11,978.00 (+19.71%)	$1,231,000 (+30.28%) Land $309,300 Building $921,700	$1,472,215
2023	$10,006.00	$944,900 Land $276,200 Building $668,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2007 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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