Harford County property record for 315 Chimney Oak Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,635 sqft · built 1975 |
| Lot Size | 0.119 acres (5,175 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Jun 2022) |
| Tax Bill | $2,951 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-143603 |
| Primary APN | 01-143603 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,635 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,175 sqft (0.119 acres) |
| Porch | Porch |
| Porch Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 143603 |
|---|---|
| Street Address | 315 CHIMNEY OAK DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4729 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 103B 5175 SF 315 CHIMNEY OAK DRIVE JOPPATOWNE S6 PT 24/64 |
| Legal Subdivision | JOPPATOWNE PART FIVE RESUBDIVISION |
| Legal Block | 73 |
| Legal Lot Number | 103B |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 301402 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 CHIMNEY OAK DR, JOPPA, MD 21085-4729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 7, 2018 | Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Nov 7, 2018 · Amount on Record |
| Deed Book / Page | 15570 / 255 |
| Prior Transfer Date | Jun 17, 2022 |
| Prior Transfer Doc | 0155700255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 24, 2022 |
| Property Address | 315 CHIMNEY OAK DR, JOPPA, MD 21085-4729 |
| Document Number | 0155700255 |
| Book / Page | 15570 / 255 |
| Map Reference | MB HDC24 FO 64 |
| Instrument Date | Jun 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 CHIMNEY OAK DR, JOPPA, MD 21085-4729 |
| Document Number | 0155700261 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 15570-0261 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 7, 2018 |
| Property Address | 315 CHIMNEY OAK DR, JOPPA, MD 21085-4729 |
| Document Number | 0130490312 |
| Book / Page | 13049 / 0312 |
| Map Reference | MB HDC24 FO64 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 315 CHIMNEY OAK DR, JOPPA, MD 21085-4729 |
| Document Number | 0013049319 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 13049/319 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,951.00 (+11.57%) | $270,767 (+5.47%) | $284,800 (-) Land $55,000 Building $229,800 |
| 2025 | $2,645.00 (+10.25%) | $256,733 (+10.93%) | $284,800 (+17.35%) Land $55,000 Building $229,800 |
| 2023 | $231,433 | $242,700 Land $55,000 Building $187,700 | |
| 2022 | $2,399.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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