309 Chimney Oak Dr, Joppa, MD 21085 Property Records

Harford County property record for 309 Chimney Oak Dr, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,408 sqft · built 1975
Lot Size	0.119 acres (5,175 sqft)
Owner	Company Name on Record
Last Sale	$242,931 (Mar 2026)
Tax Bill	$2,538 (2026)
Deeds & Mortgages	Mar 2026 Sale May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-148184`

Property Details

APN / Parcel Number

Primary APN	`01-148184`
Alternative APNs	`1148184` `148184`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,408 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,175 sqft (0.119 acres)
Lot Dimensions	115 ft deep x 45 ft wide
Deck Area	224 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	148184
Street Address	309 CHIMNEY OAK DR
City	JOPPA
State	MD
Zip	21085-4729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 102-A 45/45X115 309 CHIMNEY OAK DRIVE JOPPATOWNE S6 P 24/64
Legal Subdivision	JOPPATOWNE
Legal Block	73
Legal Lot Number	102A
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2002
Census Tract	301402

Owner

Source: Harford County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	309 CHIMNEY OAK DR, JOPPA, MD 21085-4729
Owner Type	Company
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Warranty Deed, Transfer
May 12, 2020	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
May 10, 2017	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Nov 15, 2024
Deed Book / Page	17020 / 19
Prior Transfer Date	Sep 16, 2024
Prior Transfer Doc	0164570414
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 2, 2026
Property Address	309 CHIMNEY OAK DR, JOPPA, MD 21085-4729
Document Number	0170200019
Book / Page	17020 / 19
Map Reference	MB HDC 24 PG 64
Instrument Date	Feb 4, 2026
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Tax	$1,214.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	309 CHIMNEY OAK DR, JOPPA, MD 21085-4729

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 12, 2020
Property Address	309 CHIMNEY OAK DR, JOPPA, MD 21085-4729
Document Number	0138480430
Book / Page	13848 / 430
Map Reference	M HDC24 PG 64
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 CHIMNEY OAK DR, JOPPA, MD 21085-4729

Mortgage

Document Number	0013848436
Date	May 12, 2020
Instrument	13848/436

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 10, 2017
Property Address	309 CHIMNEY OAK DR, JOPPA, MD 21085-4729
Document Number	0123370421
Book / Page	12337 / 0421
Map Reference	MB HDC24 PG64
Instrument Date	Apr 20, 2017
Instrument	12337-0421
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CHIMNEY OAK DR, JOPPA, MD 21085-4729
Investor	Possibly a Property Investor

Mortgage

Document Number	123370428
Date	May 10, 2017
Instrument	12337-0428

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,538.00 (+11.66%)	$232,867 (+5.5%)	$245,000 (-) Land $55,000 Building $190,000
2025	$2,273.00 (+10.29%)	$220,733 (+11%)	$245,000 (+17.45%) Land $55,000 Building $190,000
2023		$198,867	$208,600 Land $55,000 Building $153,600
2022	$2,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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