323 Chimney Oak Dr, Joppa, MD 21085 Property Records

Harford County property record for 323 Chimney Oak Dr, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms2 Baths
Architecture StyleTownhouse
Year BuiltBuilt 1975
Square Footage1,240 sqft Total Area
Lot Size5,175 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2026)
Tax Bill$2,068.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-126520
Alternative APNs
  • 1126520
  • 126520

Interior

Full Baths2 Baths
Partial Baths2 Partial Baths
Building Area1,240 sqft Total Area
Stories2 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area5,175 sqft (0.119 acres)
Depth X Width115 ft x 45 ft Depth x Width
Patio Area150 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number126520
Street Address323 CHIMNEY OAK DR
CityJOPPA
StateMD
Zip21085-4729
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 105B 45/45X115 323 CHIMNEY OAK DRIVE JOPPATOWNE S6 PT 24/64
Legal SubdivisionJOPPATOWNE
Legal Block73
Legal Lot Number105B
JurisdictionHARFORD MD
Minor Civil Division1, ABINGDON
Census Blockgroup2
Census Block2002
Census Tract301402

Owner

Source: Harford County records · APN 01-126520

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address323 CHIMNEY OAK DR, JOPPA, MD 21085-4729
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORPORATION
Dec 07, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2026 · Amount on Record
Deed SaleJul 20, 2026 · Amount on Record
Prior SaleJun 10, 2016 · Amount on Record
Deed Book / Page17214 / 31
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARFORD MD
Recording DateJul 20, 2026
Property Address323 CHIMNEY OAK DR, JOPPA, MD 21085-4729
Document Number1721000031
Book / Page17214 / 31
Instrument DateJun 22, 2026
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$267,650.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address323 CHIMNEY OAK DR, JOPPA, MD 21085-4729

Mortgage

Document Number1721000039,
DateJul 20, 2026
Book Page17214/39
Lender
NameFIRST HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address323 CHIMNEY OAK DR, JOPPA, MD 21085-4729
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0161130321
DateDec 07, 2023
Book Page16113/321
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2044

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$210,933 (+5.27%)$221,500 (-) Land $55,000 Building $166,500
2025$2,068.00 (+8.5%) Homeowner's exemption$200,367 (+9.87%)$221,500 (+16.7%) Land $55,000 Building $166,500
2023$182,367$189,800 Land $55,000 Building $134,800
2022$1,906.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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