Palo Pinto County property record for 315 Carter Ln, Santo, TX 76472
| Property Type | Single Family Home |
|---|---|
| Details | 1,468 sqft · built 2006 |
| Lot Size | 1.79 acres (77,972 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,425 (2024) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000033364 |
| Primary APN | R000033364 |
|---|---|
| Alternative APN |
|
| Building Area | 1,468 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Lot Area | 77,972 sqft (1.79 acres) |
| Porch | Porch |
| Porch Area | 378 sqft |
| Account Number | R000033364 |
|---|---|
| Old Parcel Number | R000033364 |
| Street Address | 315 CARTER LN |
| City | SANTO |
| State | TX |
| Zip | 76472-3282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AB 354 TR 6-2 J C NEWMAN G#10354-00-00060-200-00-0 |
| Legal Subdivision | J C NEWMAN SURVEY A-354 |
| Legal Tract | 6-2 |
| Jurisdiction | PALO PINTO TX |
| Township / Civil Division | PALO PINTO-SANTO |
| Census Block Group | 3 |
| Census Block | 3088 |
| Census Tract | 300 |
Source: Palo Pinto County records, as of October 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 353, SANTO, TX 76472-0353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2017 |
| Deed Sale | Jun 20, 2017 |
| Deed Document Number | 3055 |
| Prior Transfer Date | Jul 27, 2007 |
| Prior Transfer Doc | 2007-00006968 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Property Address | 315 CARTER LN, SANTO, TX 76472-3282 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02190/0175 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 2190/0175 |
| Instrument | 2017-00003056 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | ABILENE, TX 79606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Palo Pinto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Palo Pinto County |
| Unified School District | Santo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $341,960 (+10.1%) Land $103,820 Building $238,140 | $341,960 (+10.1%) Land $103,820 Building $238,140 | |
| 2024 | $3,425.00 (+26.66%) | ||
| 2023 | $310,590 Land $88,320 Building $222,270 | $310,590 Land $88,320 Building $222,270 | |
| 2018 | $2,704.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTO SUD serves 3,546 people · EPA ID TX1820010 |
|---|---|
| Water Source | Purchased surface water from CITY OF MINERAL WELLS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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