304 Borgess Ave, Monroe, MI 48162 Property Records

Monroe County property record for 304 Borgess Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 830 sqft · built 1893
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$79,900 (Apr 2018)
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Aug 2023 Transfer Apr 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`55-69-00524-000`

Property Details

APN / Parcel Number

Primary APN	`55-69-00524-000`
Alternative APN	`55 690 052 40`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	830 sqft Living Area
1st Floor Area	598 sqft
Basement Area	463 sqft
Unfinished Basement	463 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Terrain	Rolling
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	304 BORGESS AVE
City	MONROE
State	MI
Zip	48162-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CHURCH PLAT S 109.5 FT OF LOT 35
Legal Subdivision	CHURCH PLAT
Legal Lot Number	35
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2015
Census Tract	831500

Owner

304 Borgess Ave is owned and occupied by an individual who acquired it in August 2023.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	304 BORGESS AVE, MONROE, MI 48162-2707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Intrafamily Transfer, Transfer
Apr 25, 2018	Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2018 · Amount on File
Deed Sale	Apr 25, 2018 · Amount on File
Prior Sale	Jul 1, 2016 · Amount on File
Deed Document Number	20187532
Last Transfer Date	Aug 16, 2023
Transfer Doc	0000012263
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Aug 17, 2023
Property Address	304 BORGESS AVE, MONROE, MI 48162-2707
Document Number	0000012263
Map Reference	LB 2 PG 42
Instrument Date	Aug 16, 2023
Instrument	2023R12263
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8429 MAURICE, NEWPORT, MI 48166-9420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 BORGESS AVE, MONROE, MI 48162-2707

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Apr 25, 2018
Property Address	304 BORGESS AVE, MONROE, MI 48162-2707
Document Number	2018R07532
Map Reference	LB 2 PG 42
Instrument Date	Apr 23, 2018
Instrument	2018R07532
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18496 PINE E # 8, 8, BROWNSTOWN, MI 48193-8323

Mortgage

Document Number	0000007533
Date	Apr 25, 2018
Instrument	2018R07533

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 304 Borgess Ave was $2,289 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,800 Land $61,800	$123,600 Land $123,600
2025	$2,289.00 Homeowner's exemption
2023	$1,742.00 Homeowner's exemption	$43,450	$86,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Borgess Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 Borgess Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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