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315 American River Ct, Oxnard, CA 93036 Property Records

Ventura County property record for 315 American River Ct, Oxnard, CA 93036 · Last verified July 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,310 sqft · built 2011
Lot Size0.027 acres (1,156 sqft)
Owner2 Individual Names on File
Last Sale$533,000 (Feb 2022)
Tax Bill$10,159 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN132-0-210-515

Property Details

APN / Parcel Number

Primary APN132-0-210-515
Alternative APN
  • 1320210305

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,310 sqft Living Area
1st Floor Area120 sqft
2nd Floor Area1,190 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleCondo/Apartment
Lot Area1,156 sqft (0.027 acres)
Garage Area512 sqft
Parking Spaces2 Parking Spaces
Deck Area91 sqft

Location & Zoning

Old Parcel Number1320210305
Street Address315 AMERICAN RIVER CT
CityOXNARD
StateCA
Zip93036-5300
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTRACT: 553601 LOT: 1 REF: 154MR 54 CONDO PLAN: 26-8
Legal SubdivisionREFLECTIONS AT DESTINATION AT RIVERPARK
Legal Tract553601
Legal Block210
Legal Lot Number1
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1115
Census Tract5004

Owner

Source: Ventura County records · APN 132-0-210-515

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address61371 FAIRFIELD DR, BEND, OR 97702-2738
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Grant Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 01, 2021Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Dec 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2022 · Amount on Record
Deed SaleFeb 10, 2022 · Amount on Record
Prior SaleOct 01, 2021 · Amount on Record
Deed Document Number202217916
Record UpdatedSep 20, 2026

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateFeb 10, 2022
Property Address315 AMERICAN RIVER CT, OXNARD, CA 93036-5300
Document Number2022000017916
Map ReferenceMB 154 PG 54-57
Instrument DateFeb 01, 2022
Instrument2022000017916
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address315 AMERICAN RIVER CT, OXNARD, CA 93036-5300

Mortgage

Document Number2022000017917
DateFeb 10, 2022
Instrument2022000017917
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateOct 01, 2021
Property Address315 AMERICAN RIVER CT, OXNARD, CA 93036-5300
Document Number0000180983
Map ReferenceMB 154 PG 54-57
Instrument DateSep 20, 2021
Instrument20211001-00180983
Transaction TypeTransfer
Record UpdatedOct 14, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address315 AMERICAN RIVER CT, OXNARD, CA 93036-5300

Mortgage

Document Number0000180984
DateOct 01, 2021
Instrument20211001-00180984
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address315 AMERICAN RIVER CT, OXNARD, CA 93036-5300
Document Number0000018621
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedMar 03, 2020
Title CompanyINGEO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address133 1/2 E MANOR AVE ANCHORAGE AK 995011180, ANCHORAGE, AK 99501-1180

Mortgage

Document Number0000018621
DateFeb 11, 2020
Instrument18621
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 10, 2035

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Secondary School DistrictOxnard Union High School District (09 - 12)
Elementary School DistrictRio Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$576,935 (+2%) Land $377,228 Building $199,707
2025$10,159.00 (+1.36%)$565,623 (+4.04%) Land $369,831 Building $195,792
2024$10,023.00 (+5.88%)
2023$9,466.00 (+14.73%)$543,660 Land $355,470 Building $188,190
2022$8,251.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110050041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of California
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 508 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber4,000 / 4,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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