323 American River Ct, Oxnard, CA 93036 Property Records

Ventura County property record for 323 American River Ct, Oxnard, CA 93036 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,310 sqft · built 2013
Lot Size	0.027 acres (1,156 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (Jun 2015)
Tax Bill	$7,462 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-0-210-645`

Property Details

APN / Parcel Number

Primary APN	`132-0-210-645`
Alternative APN	`1320210055`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,310 sqft Living Area
1st Floor Area	120 sqft
2nd Floor Area	1,190 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	1,156 sqft (0.027 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	13 sqft
Deck Area	91 sqft

Location & Zoning

Old Parcel Number	1320210055
Street Address	323 AMERICAN RIVER CT
City	OXNARD
State	CA
Zip	93036-5300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 553601 LOT: 1 REF: 154MR 54 CONDO PLAN: 24-15
Legal Subdivision	TRACT NO 5536 1
Legal Tract	553601
Legal Block	210
Legal Lot Number	1
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1115
Census Tract	5004

Owner

Source: Ventura County records · APN 132-0-210-645

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	323 AMERICAN RIVER CT, OXNARD, CA 93036-5300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2015 · Amount on Record
Deed Sale	Jun 09, 2015 · Amount on Record
Prior Sale	Mar 04, 2013 · Amount on Record
Deed Document Number	201587411
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	323 AMERICAN RIVER CT, OXNARD, CA 93036-5300
Transaction Type	Mortgage
Record Updated	Jul 07, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 AMERICAN RIVER CT, OXNARD, CA 93036-5300

Mortgage

Document Number	0000122782
Date	Jun 25, 2021
Instrument	20210625-00122782

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$350,591 (+2%) Land $228,011 Building $122,580
2025	$7,462.00 (+1.08%) Homeowner's exemption	$343,717 (+4.04%) Land $223,540 Building $120,177
2024	$7,382.00 (+7.06%)
2023	$6,895.00 (+2.77%) Homeowner's exemption	$330,371 Land $214,860 Building $115,511
2022	$6,709.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110050041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force 13 of 14 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.