315 Acre Est, Toccoa, GA 30577 Property Records

Stephens County property record for 315 Acre Est, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,743 sqft · built 1979
Lot Size1.03 acres (44,867 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Jul 2026)
Tax Bill$2,025 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN042D 106

Property Details

APN / Parcel Number

Primary APN042D 106
Alternative APN
  • 392600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,743 sqft Heated Area
Basement Area1,743 sqft
Unfinished Basement1,743 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area44,867 sqft (1.03 acres)
TerrainGentle Slope
Garage TypeCarport
Garage Area484 sqft
CarportCarport
Carport Area484 sqft
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number392600
Street Address315 ACRE EST
CityTOCCOA
StateGA
Zip30577-8130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 13 BLK A PHS 1 ACRE ESTATES S/D
Legal SubdivisionACRE ESTATES
Legal Phase1
Legal BlockA
Legal Lot Number13
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group1
Census Block1003
Census Tract970202

Owner

Source: Stephens County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address315 ACRE EST, TOCCOA, GA 30577-8130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2026 · Amount on Record
Deed SaleJul 7, 2026 · Amount on Record
Prior SaleSep 18, 2024 · Amount on Record
Deed Book / Page1456 / 492
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateJul 7, 2026
Property Address315 ACRE EST, TOCCOA, GA 30577-8130
Document Number1456000492
Book / Page1456 / 492
Instrument DateJun 25, 2026
Transaction TypeTransfer
Record UpdatedAug 17, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1456000494,
DateJul 7, 2026
Book Page1456/494
Lender
NameAMERICAN PACIFIC MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.53%
Max Rate-1%

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,025.00 (+44.85%)$73,804 (+50.68%) Land $6,978 Building $66,826$184,511 (+50.68%) Land $17,446 Building $167,065
2023$1,398.00 (+0.14%) Homeowner's exemption$48,980 (+4.42%) Land $6,978 Building $42,002$122,451 (+4.42%) Land $17,446 Building $105,005
2022$1,396.00 Homeowner's exemption$46,905 Land $6,978 Building $39,927$117,264 Land $17,446 Building $99,818

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 42% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable · Fiber in parts of the area
500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL
100 / 20

Nearby Properties on Acre Est

Nearby Streets

Search Property Records by Address or Parcel Number