244 Acre Est, Toccoa, GA 30577 Property Records

Stephens County property record for 244 Acre Est, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,352 sqft · built 1992
Lot Size	0.769 acres (33,541 sqft)
Owner	Owner Name on File
Last Sale	$118,000 (Jun 2009)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042D 112`

Property Details

APN / Parcel Number

Primary APN	`042D 112`
Alternative APN	`393750`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,352 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.769 acres)
Terrain	Gentle Slope
Garage Area	288 sqft

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	393750
Street Address	244 ACRE EST
City	TOCCOA
State	GA
Zip	30577-8133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 5 BLK C PHS 1 ACRE ESTATES S/D
Legal Subdivision	ACRE ESTATES
Legal Phase	1
Legal Block	C
Legal Lot Number	5
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	1
Census Block	1006
Census Tract	970202

Owner

Source: Stephens County records · APN 042D 112

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	244 ACRE EST, TOCCOA, GA 30577-8133
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2009 · Amount on Record
Deed Sale	Jun 25, 2009 · Amount on Record
Deed Document Number	0000090094
Deed Book / Page	900 / 94
Last Transfer Date	Jun 26, 2009
Transfer Doc	0009000094
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	244 ACRE EST, TOCCOA, GA 30577-8133
Document Number	0011480234
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 ACRE EST TOCCOA GA 305778133, TOCCOA, GA 30577-8133

Mortgage

Document Number	0011480234
Date	Apr 27, 2018
Book Page	001148/000234

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCOA, GA 30577

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2033

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00 (+21.17%) Homeowner's exemption	$65,981 (+54.12%) Land $5,959 Building $60,022	$164,952 (+54.12%) Land $14,897 Building $150,055
2023	$1,214.00 (+0.33%) Homeowner's exemption	$42,811 (+5.29%) Land $6,037 Building $36,774	$107,028 (+5.29%) Land $15,093 Building $91,935
2022	$1,210.00 Homeowner's exemption	$40,661 Land $6,037 Building $34,624	$101,652 Land $15,093 Building $86,559

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Uniti Group DSL	100 / 20

Based on FCC filings for 71 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOCCOA serves 28,711 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.