191 Acre Est, Toccoa, GA 30577 Property Records

Stephens County property record for 191 Acre Est, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,280 sqft · built 1989
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$224,900 (Oct 2020)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042D 100`

Property Details

APN / Parcel Number

Primary APN	`042D 100`
Alternative APN	`392300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,280 sqft Heated Area
Basement Area	780 sqft
Finished Basement	520 sqft
Unfinished Basement	260 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Terrain	Gentle Slope
Garage Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	210 sqft
Deck Area	715 sqft
Patio Area	160 sqft
Canopy	504 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	392300
Old Parcel Number	042D 100
Street Address	191 ACRE EST
City	TOCCOA
State	GA
Zip	30577-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK A PHS 1 ACRE ESTATES S/D
Legal Subdivision	ACRE ESTATES
Legal Phase	1
Legal Block	A
Legal Lot Number	7
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	1
Census Block	1003
Census Tract	970202

Owner

Source: Stephens County records · APN 042D 100

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	191 ACRE EST, TOCCOA, GA 30577-8136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Apr 29, 2015 · Amount on Record
Deed Document Number	0000012281
Deed Book / Page	1228 / 1
Last Transfer Date	Nov 04, 2020
Transfer Doc	0012280001
Record Updated	Jun 08, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 04, 2020
Property Address	191 ACRE EST, TOCCOA, GA 30577-8136
Document Number	0012280001
Book / Page	001228 / 000001
Instrument Date	Nov 04, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	191 ACRE EST TOCCOA GA 305778136, TOCCOA, GA 30577-8136

Mortgage

Document Number	12280004
Date	Nov 04, 2020
Book Page	001228/000004

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2050

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00 (+44.13%) Homeowner's exemption Senior Citizen's exemption	$116,634 (+54.99%) Land $6,978 Building $109,656	$291,586 (+54.99%) Land $17,446 Building $274,140
2023	$1,201.00 (-43.56%) Homeowner's exemption	$75,252 (+5.27%) Land $6,978 Building $68,274	$188,132 (+5.27%) Land $17,446 Building $170,686
2022	$2,128.00 Homeowner's exemption	$71,486 Land $6,978 Building $64,508	$178,716 Land $17,446 Building $161,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 42% of Georgia
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Cable	500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Uniti Group	DSL	100 / 20

May also be available at this address: TruVista Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.