Schenectady County and Glenville Town property record for 315 5th St, Scotia, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,314 sqft · built 1913 |
| Lot Size | 0.112 acres (4,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,437 (Nov 2015) |
| Tax Bill | $5,073 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 38.27-3-4 |
| Primary APN | 422201 38.27-3-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| 1st Floor Area | 876 sqft |
| Upper Floors Area | 438 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,900 sqft (0.112 acres) |
| Lot Dimensions | 100 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 176 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A03013 |
|---|---|
| Street Address | 315 5TH ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SCOTIA HIGHLANDS L343 PT3 HLG |
| Legal Subdivision | SCOTIA HIGHLANDS TRACT |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 5TH ST, SCHENECTADY, NY 12302-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Oct 30, 2020 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Mar 9, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2015 · Amount on Record |
| Deed Sale | Nov 16, 2015 · Amount on Record |
| Prior Sale | Nov 16, 2015 · Amount on Record |
| Deed Book / Page | 1925 / 903 |
| Last Transfer Date | Mar 9, 2018 |
| Transfer Doc | 0000010417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 14, 2026 |
| Property Address | 315 5TH ST, SCHENECTADY, NY 12302-1905 |
| Document Number | 0000015943 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202615943 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 315 5TH ST, SCHENECTADY, NY 12302-1905 |
| Document Number | 0000015943, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 202615943 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 315 5TH ST, SCOTIA, NY 12302-1905 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 315 5TH ST, SCOTIA, NY 12302-1905 |
| Document Number | 0000033987 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 5035/615 |
| Instrument | 202033987 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 23, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 9, 2018 |
| Property Address | 315 5TH ST, SCOTIA, NY 12302-1905 |
| Document Number | 0000010417 |
| Book / Page | 001982 / 000878 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 10417 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 5TH ST SCOTIA NY 123021905, SCOTIA, NY 12302-1905 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,073.00 | $99,500 (-) Land $16,100 Building $83,400 | $180,909 (+23.64%) Land $29,273 Building $151,636 |
| 2023 | $99,500 Land $16,100 Building $83,400 | $146,324 Land $23,677 Building $122,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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