Schenectady County and Glenville Town property record for 309 5th St, Scotia, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,284 sqft · built 1939 |
| Lot Size | 0.151 acres (6,600 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,373 (2025) |
| Deeds & Mortgages | Mar 2026 Refinance Mar 2026 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 38.27-3-6 |
| Primary APN | 422201 38.27-3-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Upper Floors Area | 396 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,600 sqft (0.151 acres) |
| Lot Dimensions | 100 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A03011 |
|---|---|
| Street Address | 309 5TH ST |
| City | SCOTIA |
| State | NY |
| Zip | 12302-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SCOTIA HIGHLANDS L340-341 HLG |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 309 5TH ST, SCHENECTADY, NY 12302-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Stand-Alone Refinance NEXTSTEP FEDERAL CREDIT UNION |
| Mar 26, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEXT STEP FCU |
| Jan 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOL SYSTEMS FCU |
| Nov 5, 2018 | Deed of Trust, Mortgage SCHOOL SYSTEMS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2015 |
| Transfer Doc | 1924000916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 309 5TH ST, SCOTIA, NY 12302-1905 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 5TH ST, SCOTIA, NY 12302-1905 |
| Document Number | 0000006837 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 202606837 |
| Name | NEXTSTEP FEDERAL CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, NY 12180 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jan 21, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 309 5TH ST, SCOTIA, NY 12302-1905 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 955 RIDGE RD, BROADALBIN, NY 12025-2750 |
| Document Number | 0000006836 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 202606836 |
| Name | NEXT STEP FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jan 21, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 309 5TH ST, SCOTIA, NY 12302-1905 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 955 RIDGE RD, BROADALBIN, NY 12025-2750 |
| Document Number | 0000000350 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 5281/329 |
| Instrument | 202300350 |
| Name | SCHOOL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 309 5TH ST, SCOTIA, NY 12302-1905 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000048933 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 4876/287 |
| Instrument | 201848933 |
| Name | SCHOOL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 15, 2033 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,373.00 | $105,400 (-) Land $16,200 Building $89,200 | $191,636 (+23.64%) Land $29,454 Building $162,182 |
| 2023 | $105,400 Land $16,200 Building $89,200 | $155,000 Land $23,824 Building $131,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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