313 5th St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 313 5th St, Scotia, NY 12302 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,314 sqft · built 1940
Lot Size	0.075 acres (3,300 sqft)
Owner	Individual Name on File
Last Sale	$267,900 (Sep 2025)
Tax Bill	$5,312 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422201 38.27-3-5`

Property Details

APN / Parcel Number

Primary APN	`422201 38.27-3-5`
Alternative APNs	`220103802700030050000000` `A03012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	876 sqft
Upper Floors Area	438 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	3,300 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	A03012
Street Address	313 5TH ST
City	SCOTIA
State	NY
Zip	12302-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTIA HIGHLANDS L342 HLG
Legal Subdivision	SCOTIA HIGHLANDS TRACT
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	1
Census Block	1024
Census Tract	32200

Owner

Source: Schenectady County and Glenville Town records · APN 422201 38.27-3-5

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	313 5TH ST, SCHENECTADY, NY 12302-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2019	Warranty Deed, Transfer · ARM CAPITAL COMMUNICATIONS FCU
Sep 05, 2017	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2025 · Amount on Record
Deed Sale	Sep 02, 2025 · Amount on Record
Prior Sale	Feb 09, 2022 · Amount on Record
Deed Document Number	202520762
Deed Book / Page	2156 / 39
Prior Transfer Date	Jul 01, 2005
Prior Transfer Doc	0017090837
Record Updated	Jun 08, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 19, 2019
Property Address	313 5TH ST, SCHENECTADY, NY 12302-1905
Document Number	0000011728
Book / Page	2007 / 536
Instrument Date	Mar 15, 2019
Instrument	201911728
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$586.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 5TH ST, 313, GLENVILLE, NY 12302-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 5TH ST, SCHENECTADY, NY 12302-1905

Mortgage

Document Number	0000011731
Date	Mar 19, 2019
Instrument	201911731

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 01, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	3
Max Rate	10.1%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 05, 2017
Property Address	313 5TH ST, SCHENECTADY, NY 12302-1905
Document Number	0000039911
Book / Page	1970 / 351
Instrument Date	Aug 31, 2017
Instrument	201739911
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 5TH ST, 313, SCHENECTADY, NY 12302-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 GREEN ST APT 109, 109, SCHENECTADY, NY 12305-1443

Mortgage

Document Number	0000039913
Date	Sep 05, 2017
Instrument	201739913

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Municipality	Scotia Village
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,312.00	$104,200 (-) Land $12,100 Building $92,100	$189,455 (+23.64%) Land $22,000 Building $167,455
2023		$104,200 Land $12,100 Building $92,100	$153,235 Land $17,794 Building $135,441

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 821 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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