Madison County property record for 315 5th St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,326 sqft |
| Lot Size | 0.149 acres (6,520 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $810 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0017-0022 |
| Primary APN | R007-0017-0022 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,326 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 6,520 sqft (0.149 acres) |
| Account Number | 68909 |
|---|---|
| Street Address | 315 5TH ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Legal Subdivision | JB HARRIS |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10602 |
315 5th St is owned and occupied by two individuals.
Source: Madison County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 5TH ST, RICHMOND, KY 40475-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Commercial Mortgage BLUE GRASS FSLA |
| Nov 12, 2025 | Deed of Trust, Mortgage · Commercial Mortgage JOHN ROMPF |
| Sep 1, 2017 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 315 5TH ST, RICHMOND, KY 40475-1339 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5990 TYRONE PIKE, VERSAILLES, KY 40383-9091 |
| Document Number | 0M2449/468 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | M2449/468 |
| Instrument | 2014324085 |
| Name | BLUE GRASS FSLA |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40361 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 2, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 315 5TH ST, RICHMOND, KY 40475-1339 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5990 TYRONE PIKE, VERSAILLES, KY 40383-9091 |
| Document Number | 0M2423/706 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | M2423/706 |
| Instrument | 2014298385 |
| Name | JOHN ROMPF |
|---|---|
| Type | Private Party |
| Address | 125 S MAIN ST # 201, WINCHESTER, KY 40391 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 11, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 315 5TH ST, RICHMOND, KY 40475-1339 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2013964300 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | M01762/660 |
| Instrument | 2013964300 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 315 5th St was $810.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $810.00 | $86,000 | $86,000 |
| 2023 | $629.00 (-0.32%) | $64,900 (-) | $64,900 (-) |
| 2022 | $631.00 | $64,900 | $64,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 315 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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