305 5th St, Richmond, KY 40475 Property Records

Madison County property record for 305 5th St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details2,174 sqft
Lot Size0.202 acres (8,833 sqft)
OwnerCompany Name on Record
Last Sale$1,465,080 (Aug 2023)
Tax Bill$754 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR007-0017-0019

Property Details

APN / Parcel Number

Primary APNR007-0017-0019
Alternative APNs
  • 146057
  • 99990
  • 76211

Interior

Stories1 Story
Building Area2,174 sqft Living Area
1st Floor Area1,342 sqft
Basement Area1,342 sqft
Unfinished Basement1,342 sqft

Exterior

Exterior MaterialWood
Lot Area8,833 sqft (0.202 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Account Number76211
Street Address305 5TH ST
CityRICHMOND
StateKY
Zip40475-1339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESC
Legal SubdivisionANGELA KIDROSKE
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2005
Census Tract10602

Owner

Source: Madison County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address908 W MAIN ST, RICHMOND, KY 40475-1102
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Line of Credit
FIRST SOUTHERN NATIONAL BANK
Mar 1, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST SOUTHERN NATIONAL BANK
Sep 15, 2022Deed, Transfer
JETT TITLE
Dec 7, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleSep 15, 2022 · Amount on Record
Deed Document Number202314163652
Deed Book / Page103 / 17
Prior Transfer DateAug 24, 2023
Prior Transfer Doc0014163652
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateMay 22, 2026
Property Address305 5TH ST, RICHMOND, KY 40475-1339
Document Number0014350895
Book / Page2470 / 542
Instrument DateMay 20, 2026
Instrument202614350895
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFOUNDATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address1018 IVAL JAMES BLVD, RICHMOND, KY 40475-8280

Mortgage

Document Number0014350895,
DateMay 22, 2026
Book Page2470/542
Instrument202614350895
Lender
NameFIRST SOUTHERN NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 20, 2046
Interest
Rate6.23%
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address305 5TH ST, RICHMOND, KY 40475-1339
Transaction TypeMortgage
Record UpdatedMar 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2219/371
DateMar 1, 2023
Book PageM2219/371
Instrument2014134109
Lender
NameFIRST SOUTHERN NATIONAL BANK
TypeBank
AddressRICHMOND, KY 40475
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueFeb 27, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 15, 2022
Property Address305 5TH ST, RICHMOND, KY 40475-1339
Document Number00D829/145
Book / PageD829 / 145
Instrument DateSep 12, 2022
Instrument2014111279
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyJETT TITLE

Transaction

AmountAmount Recorded
Tax$40.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address946 NEST EGG RD, 946, MOUNT STERLING, KY 40353-9671

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 5TH ST # A, A, RICHMOND, KY 40475-1340

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON KY
Recording DateDec 7, 2017
Property Address305 5TH ST, RICHMOND, KY 40475-1339
Document NumberD00753/415
Book / PageD00753 / 415
Map ReferenceMB748 PG712
Instrument DateDec 6, 2017
Instrument2013968745
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Tax$18.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address356 WOODLAND AVE, 356, RICHMOND, KY 40475-1454

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Al (and Others)
Address314 RICHMOND MALL # 4TH, RICHMOND, KY 40475-2754

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$754.00 (+94.33%)$80,000 (+1%)$80,000 (+1%)
2023$388.00 (-55.5%)$40,000 (-55.41%)$40,000 (-55.41%)
2022$872.00$89,700$89,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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