Scott County property record for 315 3rd St, Buffalo, IA 52728
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,156 sqft · built 1953 |
| Lot Size | 0.382 acres (16,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,000 (Jul 2026) |
| Tax Bill | $2,352 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 722235113041 |
| Primary APN | 722235113041 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,156 sqft Living Area |
| Basement Area | 1,156 sqft |
| Finished Basement | 350 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,640 sqft (0.382 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 154 sqft |
| Patio Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 315 3RD ST |
|---|---|
| City | BUFFALO |
| State | IA |
| Zip | 52728-7707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DODGE & CLARK'S ADD LOT: 013 BLOCK: 004 DODGE & CLARK'S ADDLOTS 13 & 14 BLK 4 |
| Legal Subdivision | DODGE & CLARK'S ADD |
| Legal Block | 4 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10402 |
315 3rd St is owned and occupied by two individuals who bought it in July 2026.
Source: Scott County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 3RD ST, BUFFALO, IA 52728-7707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| May 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage GRANITE COMMUNITY BANK |
| May 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 3, 2013 | Legal Action/Court Order, Foreclosure · Conventional Mortgage PREMIER HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on File |
| Deed Sale | Jul 7, 2026 · Amount on File |
| Prior Sale | May 13, 2025 · Amount on File |
| Deed Document Number | 202614381 |
| Prior Transfer Date | Apr 23, 2024 |
| Prior Transfer Doc | 2024006930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Jul 7, 2026 |
| Property Address | 315 3RD ST, BUFFALO, IA 52728-7707 |
| Document Number | 0000014381 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202614381 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,482.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 3RD ST, BUFFALO, IA 52728-7707 |
| Document Number | 0000014382, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 202614382 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | May 13, 2025 |
| Property Address | 315 3RD ST, BUFFALO, IA 52728-7707 |
| Document Number | 2025008643 |
| Instrument Date | May 12, 2025 |
| Instrument | 2025-008643 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 315 3RD ST, BUFFALO, IA 52728-7707 |
| Document Number | 2025008644 |
|---|---|
| Date | May 13, 2025 |
| Instrument | 2025-008644 |
| Name | GRANITE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 11660 THEATRE DR N STE 290, CHAMPLIN, MN 55316 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 315 3RD ST, BUFFALO, IA 52728-7707 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 315 3RD ST, BUFFALO, IA 52728-7707 |
| Document Number | 2024006931 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2024-006931 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Oct 3, 2013 |
| Property Address | 315 3RD ST, BUFFALO, IA 52728-7707 |
| Document Number | 201300032489 |
| Instrument Date | Sep 18, 2013 |
| Instrument | 2013-00032489 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.40 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 3RD ST, BUFFALO, IA 52728-7707 |
| Document Number | 201300032491 |
|---|---|
| Date | Oct 3, 2013 |
| Instrument | 2013-00032491 |
| Name | PREMIER HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2043 |
The 2026 property tax bill for 315 3rd St was $2,352.
Source: Scott County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Buffalo City |
| County | Scott County |
| Unified School District | Davenport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,352.00 | $160,400 (-) Land $33,300 Building $127,100 | $160,400 (-) Land $33,300 Building $127,100 |
| 2025 | $2,352.00 (-3.53%) | $160,400 Land $33,300 Building $127,100 | $160,400 Land $33,300 Building $127,100 |
| 2024 | $2,438.00 | ||
| 2023 | $155,600 Land $33,300 Building $122,300 | $155,600 Land $33,300 Building $122,300 | |
| 2022 | $2,058.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 30 (1990–2019) |
| Claims Outside the SFHA | 7 of 30 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 3rd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER SUPPLY serves 1,176 people · EPA ID IA8218050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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