Scott County property record for 308 3rd St, Buffalo, IA 52728
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,024 sqft · built 1900 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $147,000 (Apr 2026) |
| Tax Bill | $1,332 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 722230106051 |
| Primary APN | 722230106051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 260 sqft |
| Unfinished Basement | 260 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,589 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 56 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 308 3RD ST |
|---|---|
| City | BUFFALO |
| State | IA |
| Zip | 52728-7707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DODGE & CLARK'S ADD LOT: 006 BLOCK: 005 DODGE & CLARK'S ADDW 1/2 LOT 7 & ALL OFLOT 6, BLK 5 |
| Legal Subdivision | DODGE & CLARK'S ADD |
| Legal Block | 5 |
| Legal Lot Number | 6,7 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10402 |
Source: Scott County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 3RD ST, BUFFALO, IA 52728-7707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 21, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN BANK & TRUST COMPANY NA |
| Apr 23, 2024 | Deed of Trust, Mortgage · Line of Credit THE FAMILY CU |
| Aug 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage ASCENTRA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Aug 12, 2022 · Amount on Record |
| Deed Document Number | 20268455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Apr 21, 2026 |
| Property Address | 308 3RD ST, BUFFALO, IA 52728-7707 |
| Document Number | 0000008455 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20268455 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,674.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 308 3RD ST, BUFFALO, IA 52728-7707 |
| Investor | Possibly a Property Investor |
| Document Number | 2026008456, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 20268456 |
| Name | AMERICAN BANK & TRUST COMPANY NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 308 3RD ST, BUFFALO, IA 52728-7707 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 308 3RD ST, BUFFALO, IA 52728-7707 |
| Document Number | 2024006494 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024-006494 |
| Name | THE FAMILY CU |
|---|---|
| Type | Credit Union |
| Address | 1530 W 53RD ST, DAVENPORT, IA 52806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 75 Months |
| Due | Jul 18, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Aug 12, 2022 |
| Property Address | 308 3RD ST, BUFFALO, IA 52728-7707 |
| Document Number | 202200022234 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 202200022234 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 3RD ST, BUFFALO, IA 52728-7707 |
| Document Number | 202200022235 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 202200022235 |
| Name | ASCENTRA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 9.75% |
Source: Scott County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Buffalo City |
| County | Scott County |
| Unified School District | Davenport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,332.00 | $96,700 (+13.63%) Land $25,200 Building $71,500 | $96,700 (+13.63%) Land $25,200 Building $71,500 |
| 2024 | $1,332.00 (+11.74%) | ||
| 2023 | $85,100 Land $25,200 Building $59,900 | $85,100 Land $25,200 Building $59,900 | |
| 2022 | $1,192.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 30 (1990–2019) |
| Claims Outside the SFHA | 7 of 30 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER SUPPLY serves 1,176 people · EPA ID IA8218050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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