320 3rd St, Buffalo, IA 52728 Property Records

Scott County property record for 320 3rd St, Buffalo, IA 52728

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,328 sqft · built 1900
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Jun 2016)
Tax Bill	$2,270 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`722230101051`

Property Details

APN / Parcel Number

Primary APN	`722230101051`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,328 sqft Living Area
1st Floor Area	406 sqft
Basement Area	643 sqft
Finished Basement	225 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	442 sqft
Porch	Open Porch
Porch Area	180 sqft
Deck Area	48 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	320 3RD ST
City	BUFFALO
State	IA
Zip	52728-7707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DODGE & CLARK'S ADD LOT: 001 BLOCK: 005 DODGE & CLARK'S ADDLOT 1 & W 40' LOT 2
Legal Subdivision	DODGE & CLARK'S ADD
Legal Block	5
Legal Lot Number	2
Jurisdiction	SCOTT IA
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1021
Census Tract	10402

Owner

Source: Scott County records · APN 722230101051

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 3RD ST, BUFFALO, IA 52728-7707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2016 · Amount on Record
Deed Sale	Jun 08, 2016 · Amount on Record
Deed Document Number	2016014586
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	320 3RD ST, BUFFALO, IA 52728-7707
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 162, BUFFALO, IA 52728-0162

Mortgage

Document Number	202300004915
Date	Mar 27, 2023
Instrument	202300004915

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 08, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Buffalo City
County	Scott County
Unified School District	Davenport Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,200 (+0.9%) Land $28,000 Building $118,200	$146,200 (+0.9%) Land $28,000 Building $118,200
2024	$2,270.00 (-12.02%)
2023		$144,900 Land $28,000 Building $116,900	$144,900 Land $28,000 Building $116,900
2022	$2,580.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	30 (1990–2019)
Claims Outside the SFHA	7 of 30
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims Severe Storms & Flooding, Jul 1993 · 10 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 246 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BUFFALO WATER SUPPLY serves 1,176 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.