185 25th St Ocean, #B, Marathon, FL 33050 Property Records

Monroe County property record for 185 25th St Ocean, #B, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 660 sqft · built 1967
Lot Size	0.075 acres (3,279 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Mar 2023)
Tax Bill	$3,958 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00321170-000000`

Property Details

APN / Parcel Number

Primary APN	`00321170-000000`
Alternative APNs	`09663200321170000000` `1395498`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	660 sqft Living Area
1st Floor Area	660 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,279 sqft (0.075 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	200 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1395498
Street Address	185 25TH STREET OCEAN, B
City	MARATHON
State	FL
Zip	33050-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK 1 PT LT 2 SOMBRERO SUBD 3 PB2-152 KEY VACCA OR302-345 OR851-1824 OR1208-1378 OR1230-918 OR1254-641 OR1555-1669 OR1589-1241 OR1899-1917 OR1929-2477 OR1988-857 OR2490-1402 OR2536-1290 OR2558-2453 OR2582-1523 OR2716-1316 OR2787-934 OR2790-2087 OR2825
Legal Range	32E
Legal Township	66S
Legal Section	09
Legal Subdivision	SOMBRERO SUBD NO 3
Legal Block	1
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2028
Census Tract	971300

Owner

185 25th St Ocean, #B is owned and occupied by an individual who bought it in March 2023.

Source: Monroe County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	185 25TH STREET OCEAN, B, MARATHON, FL 33050-2456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 27, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST INTERNET BANK OF INDIANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Dec 27, 2021 · Amount on File
Deed Document Number	20232412236
Deed Book / Page	3218 / 536
Prior Transfer Date	Jul 17, 2012
Prior Transfer Doc	0025821523
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 31, 2023
Property Address	185 25TH STREET OCEAN # B, B, MARATHON, FL 33050-2456
Document Number	0032180536
Book / Page	3218 / 536
Map Reference	MB 2 PG 152
Instrument Date	Mar 30, 2023
Instrument	2412236
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 522, SPEONK, NY 11972-0522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 SW 109TH WAY, DAVIE, FL 33324-4145
Investor	Possibly a Property Investor

Mortgage

Document Number	0003218538
Date	Mar 31, 2023
Instrument	3218/538

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 27, 2021
Property Address	185 25TH STREET OCEAN # B, B, MARATHON, FL 33050-2456
Document Number	0031450814
Book / Page	3145 / 814
Map Reference	MB 2 PG 152
Instrument Date	Dec 10, 2021
Instrument	2354333
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 VIA SAGRADA, SANTA FE, NM 87508-1556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 522, SPEONK, NY 11972-0522
Investor	Possibly a Property Investor

Mortgage

Document Number	0003145816
Date	Dec 27, 2021
Instrument	3145/816

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,818 Land $125,177 Building $153,641	$278,818 Land $125,177 Building $153,641
2024	$3,958.00 (+2.65%)
2023	$3,856.00 (+10.11%)	$334,858 (+29.47%) Land $176,878 Building $157,980	$334,858 (+29.47%) Land $176,878 Building $157,980
2022	$3,502.00	$258,639 Land $110,355 Building $148,284	$258,639 Land $110,355 Building $148,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 25th St Ocean, #B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 320 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	439 units insured incl. 119 condo units
Nearby Flood Claims	296 (1979–2024)
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 109 claims Hurricane Wilma, Oct 2005 · 98 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 25th St Ocean, #B is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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