Washington County property record for 3145 Gainer Rd, Chipley, FL 32428 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,254 sqft · built 1977 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $47,000 (Apr 1994) |
| Tax Bill | $429 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 000006940005 |
| Primary APN | 000006940005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,254 sqft Heated Area |
| Gross Area | 1,904 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Finished |
| Garage Area | 360 sqft |
| Porch | Open Porch |
| Porch Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000006940005 |
|---|---|
| Street Address | 3145 GAINER RD |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-4871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9 3 13 1 ORB 264 P 371 BEG. NEC OF SW1/4 OF SE1/4 OF OF NW1/4,RUN S.210',W.210',N. 210',E.210', TO POB |
| Legal Range | 13W |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Block | 0694 |
| Legal Lot Number | 0005 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970303 |
Source: Washington County records · APN 000006940005
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3145 GAINER RD, CHIPLEY, FL 32428-4871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 1994 · Amount on Record |
| Deed Sale | Apr 01, 1994 · Amount on Record |
| Deed Document Number | 0000264371 |
| Record Updated | Jun 08, 2026 |
Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $429.00 (+6.19%) Homeowner's exemption | $65,532 (+2.9%) | $121,685 (+3.21%) Land $7,400 Building $114,285 |
| 2024 | $404.00 (+0.75%) Homeowner's exemption | $63,685 (+3%) | $117,895 (+9.07%) Land $6,500 Building $111,395 |
| 2023 | $401.00 (+1.26%) Homeowner's exemption | $61,830 (+2.99%) | $108,095 (+30.69%) Land $6,500 Building $101,595 |
| 2022 | $396.00 Homeowner's exemption | $60,037 | $82,709 Land $6,200 Building $76,509 |
Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339703032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1990–2018) |
| Most Recent Claim | Oct 2018, rainfall accumulation, Hurricane Michael |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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