3171 Gainer Rd, Chipley, FL 32428 Property Records

Washington County property record for 3171 Gainer Rd, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,266 sqft · built 1952
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$1,007 (2025)
Flood ZoneZone A (high risk)
APN000006950000

Property Details

APN / Parcel Number

Primary APN000006950000
Alternative APN
  • 06950000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,266 sqft Heated Area
Gross Area1,500 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)
PorchOpen Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000006950000
Street Address3171 GAINER RD
CityCHIPLEY
StateFL
Zip32428-4871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9 3 13 2 ORB 5 P 615 & DB 97 P 531 BEG. AT SWC OF SE1/4 OF NW1/4, RUN E.1056',N.330', W.846',S.105',W.210',S. TO POB LESS
Legal Range13W
Legal Township03N
Legal Section09
Legal Block0695
Legal Lot Number0000
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group2
Census Block2014
Census Tract970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address3171 GAINER RD, CHIPLEY, FL 32428-4871
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2019
Deed SaleJun 3, 2019
Deed Document Number0001147289
Prior Transfer DateJul 24, 2001
Prior Transfer Doc20013927
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,007.00 (+36.08%) Homeowner's exemption$81,510 (-0.95%)$88,337 (-2.33%) Land $14,800 Building $73,537
2024$740.00 (+17.65%) Homeowner's exemption$82,294 (+8.02%)$90,447 (+7.39%) Land $13,000 Building $77,447
2023$629.00 (+12.72%) Homeowner's exemption$76,181 (+27.56%)$84,226 (+30.8%) Land $13,000 Building $71,226
2022$558.00 Homeowner's exemption$59,723$64,391 Land $12,400 Building $51,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1990–2018)
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

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