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1970 Gainer Rd, Chipley, FL 32428 Property Records

Washington County property record for 1970 Gainer Rd, Chipley, FL 32428

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 1,216 sqft · built 2006
Lot Size60 acres (2,613,600 sqft)
Owner2 Individual Names on Record
Last Sale$96,000 (Feb 2017)
Tax Bill$411 (2025)
Deeds & MortgagesMar 2019 Construction Loan
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000006460000

Property Details

APN / Parcel Number

Primary APN000006460000
Alternative APN
  • 06460000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,216 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2009
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,613,600 sqft (60 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000006460000
Street Address1970 GAINER RD
CityCHIPLEY
StateFL
Zip32428-4879
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal Description5 3 13 60 OR 1082 P 742 NE1/4 OF SE1/4,N1/2 OF SE1/4 OF SE1/4
Legal Range13W
Legal Township03N
Legal Section05
Legal Block0646
Legal Lot Number0000
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1000
Census Tract970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1970 GAINER RD, CHIPLEY, FL 32428-4879
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2019Trustee's Deed, Construction Loan · Construction Mortgage
UNITED STATES DEPT/AGRICULTURE
Feb 27, 2017Warranty Deed, Transfer
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2017 · Amount on Record
Deed SaleFeb 27, 2017 · Amount on Record
Deed Document Number0001082742
Deed Book / Page1082 / 742
Record UpdatedJun 8, 2026

March 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionWASHINGTON FL
Recording DateMar 25, 2019
Property Address1970 GAINER RD, CHIPLEY, FL 32428-4879
Book / Page001140 / 000706
Instrument DateMar 21, 2019
Instrument67002247
Transaction TypeConstruction Loan
Record UpdatedApr 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1970 GAINER RD CHIPLEY FL 324284879, CHIPLEY, FL 32428-4879

Mortgage

Document Number0067002247
DateMar 25, 2019
Book Page001140/000706
Instrument67002247
Lender
NameUNITED STATES DEPT/AGRICULTURE
AddressBONIFAY, FL 32425
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 24, 2020

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateFeb 27, 2017
Property Address1970 GAINER RD, CHIPLEY, FL 32428-4879
Document Number0067001130
Book / Page001082 / 000742
Instrument DateFeb 27, 2017
Instrument67001130
Transaction TypeTransfer
Record UpdatedMar 17, 2017
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$672.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2246 ORANGE HILL RD CHIPLEY FL 324284518, CHIPLEY, FL 32428-4518

Mortgage

Document Number67001131
DateFeb 27, 2017
Book Page001082/000744
Instrument67001131
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressBONIFAY, FL 32425
Agreement
AmountAmount Recorded
Term480 Months
DueFeb 26, 2057
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$411.00 (+5.38%) Homeowner's exemption$62,310 (+2.35%)$216,376 (+7.38%)
2024$390.00 (+0.26%) Homeowner's exemption$60,880 (+2.42%)$201,505 (+7.63%)
2023$389.00 (+0.52%) Homeowner's exemption$59,444 (+1.84%)$187,219 (+16.51%)
2022$387.00 Homeowner's exemption$58,370$160,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1994–2020)
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3

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