3145 Elm Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3145 Elm Rd, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1966
Square Footage	980 sqft Gross Area
Lot Size	134,994 sqft (3.09 acres)
Occupancy	Owner Occupied
Last Sale	$172,451 (2018)
Tax Bill	$2,330.00 (2026)

Owner

Source: St. Louis County records · APN 415-0070-01970

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3145 ELM RD, DULUTH, MN 55804-3003
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Prior Sale	Jul 25, 2005 · Amount on Record
Deed Doc Number	20181001625
Prior Transfer Date	Jul 20, 2004
Prior Transfer Doc	0000782488
Record Refreshed	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 16, 2018
Property Address	3145 ELM RD, DULUTH, MN 55804-3003
Document Number	00A1001625
Instrument Date	Aug 15, 2018
Instrument	A1001625
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$569.09
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3145 ELM RD DULUTH MN 558043003, DULUTH, MN 55804-3003

Mortgage

Document Number	A1001626
Date	Aug 16, 2018
Instrument	A1001626

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,330.00 (+11.91%) Homeowner's exemption
2025	$2,082.00 (-2.71%) Homeowner's exemption	$232,200 (+12.88%) Land $76,700 Building $155,500	$232,200 (+12.88%) Land $76,700 Building $155,500
2024	$2,140.00	$205,700 (+10.95%) Land $70,800 Building $134,900	$205,700 (+10.95%) Land $70,800 Building $134,900
2022		$185,400 Land $65,000 Building $120,400	$185,400 Land $65,000 Building $120,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`415-0070-01970`
Alternative APN	`1056350`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	2 Rooms
Building Area	980 sqft Gross Area
1st Floor	980 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1966
Architectural Style	Ranch Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Lot Area	134,994 sqft (3.09 acres)
Garage Area	308 sqft Garage
Deck Area	140 sqft Deck
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	1056350
Street Address	3145 ELM RD
City	DULUTH
State	MN
Zip	55804-3003
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 32 AND 33 SERIAL #
Legal Subdivision	EXETER FARMS FIRST DIVISION
Legal Block	7
Legal Lot Number	32-33
Jurisdiction	ST LOUIS MN
Minor Civil Division	LAKEWOOD
Census Blockgroup	2
Census Block	2028
Census Tract	10500