3108 Elm Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3108 Elm Rd, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,355 sqft · built 1998
Lot Size	5.51 acres (240,167 sqft)
Owner	Individual Name on File
Tax Bill	$4,052 (2026)
Flood Zone	Zone X (minimal risk)
APN	`415-0070-02080`

Property Details

APN / Parcel Number

Primary APN	`415-0070-02080`
Alternative APN	`516727`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,355 sqft Gross Area
1st Floor Area	1,355 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Lot Area	240,167 sqft (5.51 acres)

Exterior Amenities

Deck Area	64 sqft
Cabin	208 sqft
Pole Barn	1,620 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	516727
Street Address	3108 ELM RD
City	DULUTH
State	MN
Zip	55804-3060
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOTS 3 4 & 32 SERIAL #
Legal Subdivision	EXETER FARMS 1ST DIV TOWN OF L
Legal Block	8
Legal Lot Number	3-4,32
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2026
Census Tract	10500

Owner

Source: St. Louis County records · APN 415-0070-02080

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3108 ELM RD, DULUTH, MN 55804-3060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,052.00 (+12%) Homeowner's exemption
2025	$3,618.00 (-0.93%) Homeowner's exemption	$374,700 (+13.27%) Land $107,400 Building $267,300	$374,700 (+13.27%) Land $107,400 Building $267,300
2024	$3,652.00	$330,800 (+11.16%) Land $98,900 Building $231,900	$330,800 (+11.16%) Land $98,900 Building $231,900
2022		$297,600 Land $90,400 Building $207,200	$297,600 Land $90,400 Building $207,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Jun 2012), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.