St. Louis County property record for 3125 Elm Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,358 sqft Gross Area |
| Lot Size | 134,993 sqft (3.09 acres) |
| Garage | 840 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,704.00 (2026) |
| Primary APN | 415-0070-02010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,358 sqft Gross Area |
| 1st Floor | 1,389 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 134,993 sqft (3.09 acres) |
| Garage Area | 840 sqft Garage |
| Deck Area | 90 sqft Deck |
| Sauna | Sauna |
| Storage Building | 64 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 556244 |
|---|---|
| Street Address | 3125 ELM RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-3003 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 36 AND 37 SERIAL # |
| Legal Subdivision | EXETER FARMS 1ST DIV TOWN OF L |
| Legal Block | 7 |
| Legal Lot Number | 36-37 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | LAKEWOOD |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 10500 |
Source: St. Louis County records · APN 415-0070-02010
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3125 ELM RD, DULUTH, MN 55804-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SERVION INC |
| Aug 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 21, 2026 |
| Property Address | 3125 ELM RD, DULUTH, MN 55804-3003 |
| Document Number | 0001103825 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 20261103825 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3125 ELM RD, DULUTH, MN 55804-3003 |
| Investor | Possibly a Property Investor |
| Document Number | 0001103825, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20261103825 |
| Name | SERVION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3125 ELM RD, DULUTH, MN 55804-3003 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3125 ELM RD, DULUTH, MN 55804-3003 |
| Document Number | 0001071330 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 1071330 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Address | SILVER BAY, MN 55614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 02, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Aug 02, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 8.5% |
| Index | 5-Year TN |
| Max Rate | 12.5% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,704.00 (+12.39%) Homeowner's exemption | ||
| 2025 | $2,406.00 (-2.12%) Homeowner's exemption | $263,000 (+13.31%) Land $74,100 Building $188,900 | $263,000 (+13.31%) Land $74,100 Building $188,900 |
| 2024 | $2,458.00 | $232,100 (+11.16%) Land $68,200 Building $163,900 | $232,100 (+11.16%) Land $68,200 Building $163,900 |
| 2022 | $208,800 Land $62,400 Building $146,400 | $208,800 Land $62,400 Building $146,400 |
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