31403 Bridgegate Dr, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 31403 Bridgegate Dr, Wesley Chapel, FL 33545

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,652 sqft · built 2005
Lot Size0.174 acres (7,622 sqft)
OwnerIndividual Name on Record
Last Sale$454,900 (Jan 2026)
Tax Bill$8,700 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34-25-20-0010-00500-0040

Property Details

APN / Parcel Number

Primary APN34-25-20-0010-00500-0040
Alternative APN
  • 0460202

Interior

Full Baths4 Baths
Stories2 Stories
Building Area2,652 sqft Living Area
Gross Area3,542 sqft
1st Floor Area1,887 sqft
Upper Floors Area765 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,622 sqft (0.174 acres)
Garage Area578 sqft
DrivewayDriveway
Driveway Area1,077 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0460202
Street Address31403 BRIDGEGATE DR
CityWESLEY CHAPEL
StateFL
Zip33545-8224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionBRIDGEWATER PHASE 1 AND 2 PB 48 PG 110 BLOCK 5 LOT 4 OR 6665 PG 1760
Legal Range20E
Legal Township25S
Legal Section34
Legal SubdivisionBRIDGEWATER
Legal Phase1
Legal Tract10
Legal Block5
Legal Lot Number4
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group3
Census Block3015
Census Tract32103

Owner

Source: Pasco County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address31403 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Jan 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2026 · Amount on Record
Deed SaleJan 23, 2026 · Amount on Record
Prior SaleOct 28, 2005 · Amount on Record
Deed Document Number2026014134
Deed Book / Page11353 / 574
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJan 23, 2026
Property Address31403 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8224
Document Number0113530574
Book / Page11353 / 574
Map ReferenceMB 48 PG 110
Instrument DateJan 20, 2026
Instrument2026014134
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyHAVEN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,184.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32859 3RD AVE, SAN ANTONIO, FL 33576-7332

Transferred To (Grantee/Buyer)

NameVerified Name
Address31403 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8224

Mortgage

Document Number0011353576
DateJan 23, 2026
Instrument11353/576
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address31403 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8224
Document Number0100592560
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedMar 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31403 BRIDGEGATE DR WESLEY CHAPEL FL 335458224, WESLEY CHAPEL, FL 33545-8224

Mortgage

Document Number0100592560
DateFeb 26, 2020
Book Page010059/002560
Instrument33570
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 25, 2035

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,700.00 (+6.08%)$421,118 (-7.11%) Land $67,148 Building $353,970$421,118 (-7.11%) Land $67,148 Building $353,970
2023$8,201.00 (+19.37%)$453,374 (+25.9%) Land $48,908 Building $404,466$453,374 (+25.9%) Land $48,908 Building $404,466
2022$6,870.00$360,106 Land $40,928 Building $319,178$360,106 Land $40,928 Building $319,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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