31345 Bridgegate Dr, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 31345 Bridgegate Dr, Wesley Chapel, FL 33545

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,652 sqft · built 2005
Lot Size	0.174 acres (7,622 sqft)
Owner	Owner Name on Record
Last Sale	$352,990 (Oct 2005)
Tax Bill	$7,772 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`34-25-20-0010-00500-0060`

Property Details

APN / Parcel Number

Primary APN	`34-25-20-0010-00500-0060`
Alternative APN	`0460204`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	3,542 sqft
1st Floor Area	1,887 sqft
Upper Floors Area	765 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,622 sqft (0.174 acres)
Garage Area	578 sqft
Driveway	Driveway
Driveway Area	1,077 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0460204
Street Address	31345 BRIDGEGATE DR
City	WESLEY CHAPEL
State	FL
Zip	33545-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	BRIDGEWATER PHASE 1 AND 2 PB 48 PG 110 BLOCK 5 LOT 6 OR 6647 PG 1517
Legal Range	20E
Legal Township	25S
Legal Section	34
Legal Subdivision	BRIDGEWATER
Legal Phase	1
Legal Tract	10
Legal Block	5
Legal Lot Number	6
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3015
Census Tract	32103

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	31345 BRIDGEGATE DR, ZEPHYRHILLS, FL 33545-8222
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Oct 18, 2005 · Amount on Record
Deed Sale	Oct 18, 2005 · Amount on Record
Deed Document Number	2005221364
Deed Book / Page	6647 / 1517
Record Updated	Jun 8, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASCO FL
Property Address	31345 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8222
Document Number	0101020880
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31345 BRIDGEGATE DR WESLEY CHAPEL FL 335458222, WESLEY CHAPEL, FL 33545-8222

Mortgage

Document Number	0101020880
Date	May 15, 2020
Book Page	010102/000880
Instrument	77951

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2035

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,772.00 (+2.06%) Homeowner's exemption	$166,840 (+5.98%) Land $67,148 Building $99,692	$424,906 (-7.17%) Land $67,148 Building $357,758
2023	$7,615.00 (+3.38%) Additional exemption filed	$157,420 (+3%) Land $48,908 Building $108,512	$457,703 (+25.91%) Land $48,908 Building $408,795
2022	$7,366.00 Homeowner's exemption	$152,840 Land $40,928 Building $111,912	$363,519 Land $40,928 Building $322,591

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20