Pasco County property record for 31415 Bridgegate Dr, Wesley Chapel, FL 33545
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,147 sqft · built 2005 |
| Lot Size | 0.176 acres (7,656 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Sep 2026) |
| Tax Bill | $8,030 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-25-20-0010-00500-0020 |
| Primary APN | 34-25-20-0010-00500-0020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,147 sqft Living Area |
| Gross Area | 2,767 sqft |
| 1st Floor Area | 2,147 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,656 sqft (0.176 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,059 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 175 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 31415 BRIDGEGATE DR |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33545-8224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | BRIDGEWATER PHASE 1 AND 2 PB 48 PG 110 BLOCK 5 LOT 2 |
| Legal Range | 20E |
| Legal Township | 25S |
| Legal Section | 34 |
| Legal Subdivision | BRIDGEWATER |
| Legal Tract | 10 |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 32103 |
31415 Bridgegate Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Pasco County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31415 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY |
| Nov 12, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on File |
| Deed Sale | Sep 17, 2026 · Amount on File |
| Prior Sale | May 6, 2025 · Amount on File |
| Deed Document Number | 2026174757 |
| Deed Book / Page | 11495 / 3120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 17, 2026 |
| Property Address | 31415 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8224 |
| Document Number | 0000174757 |
| Book / Page | 11495 / 3120 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026174757 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | TITLEMARK PLLC, TITLEMARK LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31415 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8224 |
| Document Number | 0000174758, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 2026174758 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 31415 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0104832817 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 10483/2817 |
| Instrument | 2021244362 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 15, 2017 |
| Property Address | 31415 BRIDGEGATE DR, WESLEY CHAPEL, FL 33545-8224 |
| Document Number | 0095892648 |
| Book / Page | 009589 / 002648 |
| Instrument Date | Aug 3, 2017 |
| Instrument | 128933 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Title Company | FLAGSHIP TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,648.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3170 GEORGETOWN PL DULLES VA 201893169, DULLES, VA 20189-3169 |
| Document Number | 95892653 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 009589/002653 |
| Instrument | 128936 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2047 |
The 2025 property tax bill for 31415 Bridgegate Dr was $8,030.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,982 (-0.17%) Land $67,167 Building $298,815 | $365,982 (-0.17%) Land $67,167 Building $298,815 | |
| 2025 | $8,030.00 | $366,612 Land $67,167 Building $299,445 | $366,612 Land $67,167 Building $299,445 |
| 2023 | $8,449.00 (+120.66%) | $391,076 (+133.13%) Land $48,927 Building $342,149 | $391,076 (+25.75%) Land $48,927 Building $342,149 |
| 2022 | $3,829.00 Homeowner's exemption | $167,750 Land $40,947 Building $126,803 | $311,000 Land $40,947 Building $270,053 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 31415 Bridgegate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 2 (2012–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31415 Bridgegate Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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