Duval County property record for 3140 Spiro Cir, Jacksonville, FL 32246
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,979 sqft · built 2024 |
| Lot Size | 0.388 acres (16,914 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,540,600 (Jan 2025) |
| Tax Bill | $22,632 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 167066-7845 |
| Primary APN | 167066-7845 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,979 sqft Living Area |
| Gross Area | 5,069 sqft |
| 1st Floor Area | 2,932 sqft |
| Flooring | Wood |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 16,914 sqft (0.388 acres) |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3140 SPIRO CIR |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32246-0751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 80-79 34-2S-28E LIV AT TAMAYA LOT 96 |
| Legal Subdivision | LIV AT TAMAYA |
| Legal Lot Number | 96 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 14339 |
3140 Spiro Cir is owned by a company that acquired it in November 2025.
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3140 SPIRO CIR, JACKSONVILLE, FL 32246-0751 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 26, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 21, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on File |
| Deed Sale | Jan 21, 2025 · Amount on File |
| Deed Document Number | 202517356 |
| Deed Book / Page | 21336 / 1171 |
| Last Transfer Date | Nov 24, 2025 |
| Transfer Doc | 0217032023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 26, 2025 |
| Property Address | 3140 SPIRO CIR, JACKSONVILLE, FL 32246-0751 |
| Document Number | 0217032023 |
| Book / Page | 21703 / 2023 |
| Map Reference | MB 80 PG 75-95 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025272113 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3140 SPIRO CIR, JACKSONVILLE, FL 32246-0751 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3140 SPIRO CIR, JACKSONVILLE, FL 32246-0751 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 21, 2025 |
| Property Address | 3140 SPIRO CIR, JACKSONVILLE, FL 32246-0751 |
| Document Number | 0213361171 |
| Book / Page | 21336 / 1171 |
| Map Reference | MB 80 PG 79-95 |
| Instrument Date | Jan 16, 2025 |
| Instrument | 2025017356 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | SOUTHERN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,784.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720 |
| Name | Verified Name |
|---|---|
| Address | 3140 SPIRO CIR, JACKSONVILLE, FL 32246-0751 |
| Document Number | 0213361172 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 21336/1172 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
The 2025 property tax bill for 3140 Spiro Cir was $22,632.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,561 | $1,137,636 Land $160,000 Building $977,636 | |
| 2025 | $22,632.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3140 Spiro Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 194 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3140 Spiro Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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