3137 Spiro Cir, Jacksonville, FL 32246 Property Records

Duval County property record for 3137 Spiro Cir, Jacksonville, FL 32246

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 5,090 sqft · built 2025
Lot Size0.272 acres (11,851 sqft)
Owner2 Individual Names on File
Last Sale$1,700,000 (Feb 2026)
Tax Bill$7,488 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
May 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN167066-7860

Property Details

APN / Parcel Number

Primary APN167066-7860

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,090 sqft Living Area
Gross Area6,343 sqft
1st Floor Area2,851 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,851 sqft (0.272 acres)
Garage TypeAttached
Garage Area678 sqft
PorchFinished Screened Porch
Porch Area575 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3137 SPIRO CIR
CityJACKSONVILLE
StateFL
Zip32246-0751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description80-79 34-2S-28E LIV AT TAMAYA LOT 99
Legal SubdivisionLIV AT TAMAYA
Legal Lot Number99
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1018
Census Tract14339

Owner

3137 Spiro Cir is owned and occupied by two individuals who bought it in February 2026.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3137 SPIRO CIR, JACKSONVILLE, FL 32246-0751
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
May 19, 2025Special Warranty Deed, Transfer · Conventional Mortgage
NEXERA HOLDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2026 · Amount on File
Deed SaleFeb 25, 2026 · Amount on File
Prior SaleMay 19, 2025 · Amount on File
Deed Document Number202642715
Deed Book / Page21801 / 991
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateFeb 25, 2026
Property Address3137 SPIRO CIR, JACKSONVILLE, FL 32246-0751
Document Number0218010991
Book / Page21801 / 991
Map ReferenceMB 80 PG 79-95
Instrument DateFeb 20, 2026
Instrument2026042715
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyFLORIDA CLOSING COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12112 NARROWLEAF CT, JACKSONVILLE, FL 32225-5364

Transferred To (Grantee/Buyer)

NameVerified Name
Address3137 SPIRO CIR, JACKSONVILLE, FL 32246-0751

Mortgage

Document Number0021801993
DateFeb 25, 2026
Instrument21801/993
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateMar 1, 2031
Change Frequency5 Years
Min Rate At Change3%
Max Rate At Change7%
Index5-Year TN
Max Rate10%

May 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDUVAL FL
Recording DateMay 19, 2025
Property Address3137 SPIRO CIR, JACKSONVILLE, FL 32246-0751
Document Number0214740192
Book / Page21474 / 192
Map ReferenceMB 80 PG 79-95
Instrument DateMay 13, 2025
Instrument2025116668
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanySOUTHERN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,589.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2379 BEVILLE RD, SOUTH DAYTONA, FL 32119-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address3137 SPIRO CIR, JACKSONVILLE, FL 32246-0751

Mortgage

Document Number0021474193
DateMay 19, 2025
Instrument21474/193
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3137 Spiro Cir was $7,488.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,353,488 Land $160,000 Building $1,193,488$1,353,488 Land $160,000 Building $1,193,488
2025$7,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3137 Spiro Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 194 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies194 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3137 Spiro Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Spiro Cir

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